Fund Your
next adventure

Head into summer with the money you need to spruce up your living space or go on your next adventure! 

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Borrow Smarter with Arizona Financial

When you're a member of Arizona Financial, you're more than just a credit score. Our loan specialists work with you to find the right loan for your needs at rates and payments you can afford.

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AUTO LOANS
  • New & Used Auto Loans
  • Auto Refinancing
  • Let our experts find the vehicle you want with Members’ Auto Center. Qualify for a 0.25% discount on your Arizona Financial auto loan
  • Our team can help you find a great deal on your Auto Insurance policy, plus you may qualify for an additional 0.25% discount on your Arizona Financial auto loan*

* Must purchase insurance policy within 30 days of loan funding to receive discount. Insurance products and services are offered through Arizona Federal Insurance Solutions, LLC, and are not products, services or obligations of Arizona Financial Credit Union. Insurance products and services are not insured by the NCUA and have no credit union guarantee.

RECREATION VEHICLES
MORTGAGE & HOME EQUITY LOANS

 

PERSONAL LOANS
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Loans That Are Flexible & Fast

Make this a summer to remember. We offer a variety of loans to help fund your next adventure or to help you achieve your financial goals. Arizona Financial can help you get the money you need!
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Low Loan Rates

We focus on giving members our best rates everyday so you can feel confident you’re always getting a great value. 

No Application Fee

Explore your options and apply today without having to pay an application fee.

No Prepayment Penalties

Paying your loan off early should be your ultimate goal! We'll celebrate with you when you make your final payment.

Quick Application Process

Apply online 24/7, and enjoy our simple application and local, fast decision-making and loan approvals.

Borrow More, Spend Less

Our competitive rates will leave you with more money in your pocket.

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Personal Loan Resources

Calculator

Should I Consolidate My Debts?

Use this calculator to determine if consolidating your debt into one loan would be beneficial for you.

Calculate
Blog Post

5 Ingredients In Your Credit Score

Discover how often you should check your credit, what factors make up your credit score, and what you can control to help your credit score number improve.

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Blog Post

What To Know About Buy Now, Pay Later Payment Plans

Buy now, pay later (BNPL) payment programs almost seem too good to be true. Discover when to choose and when to avoid these programs.

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Calculator

How Long Will It Take to Pay Off My Loan?

Use this calculator to determine how many payments it will take to pay off your loan.

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Blog Post

Snowball vs. Avalanche: What’s the Best Way to Tackle Debt?

Two popular approaches for paying down debt are the Snowball Method and the Avalanche Method. Look at the pros and cons of each.

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Calculator

How Will Extra Payments Affect My Loan?

Use this calculator to see how extra payments will affect your loan.

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Frequently Asked Questions

If I have bad credit, can I qualify for a loan?

Arizona Financial reviews a number of factors before making a decision on the loan, including credit and each member’s unique situation.

If you would like to discuss the details of your current financial picture before applying, simply call our loan experts at 602-683-1730.

How long does it take to get a personal loan?

A typical Personal Loan takes anywhere from 2-4 business days. 

Do I have to be a member of Arizona Financial to get a loan?

To take advantage of Arizona Financial benefits, including competitive loan rates – membership is required. It's simple to become a member. You just have to meet one of our membership eligibility requirements.

Do you offer debt consolidation loans?

We have a number of options available for debt consolidation, including personal loans, home equity loans or even a first mortgage.

Our loan experts will review your unique financial situation to help you decide which options might best fits your needs.

If you would like to discuss options before applying, simply call our loan experts at 602-683-1730.

Routing # 322172797

Arizona Financial’s website may provide links to third party sites, independent from Arizona Financial Credit Union. These links are provided only as a convenience and do not constitute an official endorsement of the website or application. Arizona Financial does not manage the operation or content of these third-party websites or applications. The privacy and security policies of the websites or applications may differ from those of Arizona Financial Credit Union.


Arizona Financial Credit Union is committed to making our products and services accessible to all of our members. Your experience is important to us. We strive to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our website, please call us at 602-683-1000 so that we may promptly assist you in getting the information you need in a method that is accessible to you.

Important Notices for website users: Please take note that we track user communications, their digital method of communicating, and whether the user clicked on content after using the general search feature or chatbot. This information may be disclosed to others in accordance with our privacy policy. Also, online banking users accessing our secure site with confidential information is restricted to authorized persons only. Unauthorized access or use is not permitted and constitutes a crime punishable by law. Violators may be prosecuted to the fullest extent of the law.

 

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