David Albertson
Chairman
Libby Bissa
Vice Chairman
Zeek Ojeh
Treasurer
Jeffrey Barton
Secretary
Kimberly Baldwin
Director
Debora Black
Director
Cathleen Gleason
Director
Bill Greene
Director
Jennifer Villalobos
Director
Arizona Financial
is the right choice
Find out what makes us unique and discover why banking locally in Arizona can help you reach your goals!
All About Arizona Financial Credit Union
Founded in 1936, Arizona Financial is a locally-owned, not-for-profit financial cooperative that provides consumer and small business banking services to more than 180,000 members across Arizona. Become a member and find out what that means for you!
Members, Not Customers
We're owned by our members and governed by an all-volunteer, member-elected Board of Directors. Arizona Financial exists for the benefit of all members, not Wall Street stockholders.
A Better Way to Bank
We recognize that by joining together in our financial cooperative business model, all our members are more empowered to take control of their finances and reach their goals.
Local Banking, No Compromises
With the power of more than 180,000 members participating in Arizona Financial, you get the convenience of a big national bank with the benefits of banking locally.
Mutual Benefit
Participating members share in the success when the cooperative does well in the form of lower loan rates, higher dividend rates, and fewer and lower banking fees.
The Arizona Financial Vision
To create a seamless, one-stop solution for consumer and business banking services that return value to the members and communities we serve.
180K
Members Across Arizona
B+
Assets
(as of April 2025)
35K+
Branches and ATMs with Member Access
Message from Amy L. Hysell,
Arizona Financial President & CEO
Second Quarter 2026
Celebrating 90 Years of People Helping People
This year, Arizona Financial proudly celebrates 90 years of serving Arizona – a milestone made possible by you, our members. Our story began in 1936 with a simple premise: people helping people. From the start, our purpose has been to make affordable financial services available to working people and families – and that vision still guides the decisions we make today.
Built for members, not stockholders
Arizona Financial is different by design. As a member-owned credit union, we don’t exist to maximize profits for stockholders. We exist to deliver value to you. That means returning excess earnings to members through lower loan rates, better deposit rates, and fewer and lower fees.
It’s a model built on fairness, trust, and long-term financial well-being.
Growing with purpose
Over nine decades, we’ve grown from a small, local credit union into a full-service financial institution serving consumers and small business owners across the state. While our capabilities have expanded, our purpose has remained the same.
In 2026, we strengthened that commitment with the launch of Loyalty Rewards and Relationship Discounts – programs designed to recognize and reward members for the relationships you’ve built with us.
Powered by people who care
Our mission comes to life through our employees. This issue honors the team members featured on the cover – each with 36+ years of service. Their dedication is extraordinary, and their impact is felt every day by the members they serve.
And on a personal note, I’m grateful to share that I’ll reach my 30-year milestone with the credit union this year – an honor I don’t take lightly.
Member-led governance
Another key difference between our credit union and a bank is governance. Arizona Financial is overseen by a volunteer, member-elected Board of Directors. Please join me in congratulating David Albertson, Kimberly Baldwin, and Cathleen Gleason on their recent reelection to the Board.
Thank you for 90 years of trust
Whether you’ve been with us for decades or are just beginning your journey, we are honored to serve you today and inspired by what we will continue to build together.
With gratitude,
Amy L. Hysell
See the latest edition of Momentum for more credit union news and updates.
