Founded in 1936, Arizona Financial is a locally-owned, not-for-profit financial cooperative that provides consumer and small business banking services to more than 155,000 members across Arizona. Become a member and find out what that means for you!
We're owned by our members and governed by an all-volunteer, member-elected Board of Directors. Arizona Financial exists for the benefit of all members, not Wall Street stockholders.
We recognize that by joining together in our financial cooperative business model, all our members are more empowered to take control of their finances and reach their goals.
With the power of more than 155,000 members participating in Arizona Financial, you get the convenience of a big national bank with the benefits of banking locally.
Participating members share in the success when the cooperative does well in the form of lower loan rates, higher dividend rates, and fewer and lower banking fees.
Staying on top of your finances while you're on the go is simple using our easy-to-use mobile app. You can deposit checks, transfer funds, pay bills and more.
Load cash back offers to your Arizona Financial debit card and receive cash back when you dine or shop! It's easy to get started by logging in to online banking or the mobile app.
With Arizona Financial's Scorecard Rewards® program, you can earn points with our Visa® Signature Rewards or Platinum credit cards. Redeem your points for merchandise, travel and even cash back!
Activate ID Protect™ credit report monitoring to help protect against identity fraud. View your credit report and score every quarter. It's included with membership at no additional charge!
Members Across Arizona
(as of September 2022)
Branches and ATMs with Member Access
Welcome to Arizona Financial Credit Union!
Over the past 30 years with the credit union, I've observed many changes in the financial services industry. Throughout the years, our strategic mission has been guided by delivering expertise in consumer and small banking services to our members. Our operating model demonstrates a culture of taking care of our members and our employees and their families, while serving our community.
On July 1, 2022, we changed from a federally-charted to a state-charter credit union. This prompted our name change from Arizona Federal to Arizona Financial and has allowed us to open our doors in service to even more individuals and businesses across Arizona.
We welcome you to join our family!
We're always working to serve you better!
At Arizona Financial we're all about transparency. Here we provide our most recent quarterly updates to ensure you have all the information you need about what's happening at your credit union.
Have you noticed something different?
Welcome to Arizona Financial Credit Union! Yes, our name has changed, but you can expect to receive the same great service from the same great people at your favorite local branches. Although we announced our name change on July 1, we felt it deserved repeating. We all lead busy lives, so it’s possible you may not have heard.
The good news is that you won’t experience any interruptions to your accounts, credit and debit cards, checks, or online and mobile banking logins. It’s business as usual. We will, however, be reissuing your debit and credit cards in the near future to reflect our new name.
Now serving everywhere you call home.
With our new state charter approved by members back in April – which prompted our name change – we can now serve more of Arizona. Specifically, anyone who lives, works, worships, attends school or regularly conducts business in 10 of Arizona’s 15 counties: Coconino, Gila, La Paz, Maricopa, Mohave, Navajo, Pima, Pinal, Yavapai, and Yuma.
Help us spread the word.
Let your friends and family know that now they may be eligible to join Arizona Financial. The more members we have participating in our financial cooperative, the more everyone will benefit through better rates, lower fees and more rewards like our Member Bonus Payout program.
If your friends and family live out of state, there’s another way for them to become eligible by making a donation of at least $15 to Local First Arizona. Founded in 2003, Local First Arizona is a nonprofit organization committed to community and economic development throughout Arizona.
Best of all, it’s easy to become a member and open an account!
Update: Horizon Community Bank acquisition.
On March 10, we announced our intention to acquire Horizon Community Bank, a $550 million financial institution headquartered in Lake Havasu City. I’m excited to share we have received all regulatory approvals for this transaction, and on October 1 all 12,000 Horizon clients will become the newest members of Arizona Financial!
As a result of this acquisition, your credit union will grow to serve more than 155,000 members, with 20 branch locations and $3.3 billion in assets, along with 620 employees committed to serving your financial needs whether in person, over the phone, or remotely via our online and mobile applications.
Thank you for your continued support of Arizona Financial. We’re excited about what the future holds and the opportunity to welcome even more Arizonans to our financial cooperative.
Ronald L. Westad
President and Chief Executive Officer
View a copy of our 2021 Annual Report
View a copy of our 2021 Financial Audit