Founded in 1936, Arizona Financial is a locally-owned, not-for-profit financial cooperative that provides consumer and small business banking services to more than 155,000 members across Arizona. Become a member and find out what that means for you!
We're owned by our members and governed by an all-volunteer, member-elected Board of Directors. Arizona Financial exists for the benefit of all members, not Wall Street stockholders.
We recognize that by joining together in our financial cooperative business model, all our members are more empowered to take control of their finances and reach their goals.
With the power of more than 155,000 members participating in Arizona Financial, you get the convenience of a big national bank with the benefits of banking locally.
Participating members share in the success when the cooperative does well in the form of lower loan rates, higher dividend rates, and fewer and lower banking fees.
Staying on top of your finances while you're on the go is simple using our easy-to-use mobile app. You can deposit checks, transfer funds, pay bills and more.
Load cash back offers to your Arizona Financial debit card and receive cash back when you dine or shop! It's easy to get started by logging in to online banking or the mobile app.
With Arizona Financial's Scorecard Rewards® program, you can earn points with our Visa® Signature Rewards or Platinum credit cards. Redeem your points for merchandise, travel and even cash back!
Activate ID Protect™ credit report monitoring to help protect against identity fraud. View your credit report and score every quarter. It's included with membership at no additional charge!
Members Across Arizona
(as of September 2023)
Branches and ATMs with Member Access
Third Quarter 2023
If you haven’t heard the news, we’re excited to announce the introduction of Free Checking. If you already have a personal checking account with us, there’s nothing for you to do – this change is automatic.
Our Free Checking means no monthly service fee and no minimum balance. Plus, you get access to free identity protection services, your free quarterly credit report and credit score, built-in account protection tools like the CardPowerTM app, and the convenience of mobile banking and 24/7 member support.
Please note other fees may apply, like stop payment fees, non-sufficient funds fees, out-of-network ATM fees, and overdraft privilege services.
Tell your family & friends for a $200 bonus!
We need your help! Please share the news of our Free Checking Account with your family and friends. For a limited time, new members who open a Free Checking Account can receive a $200 bonus when they complete 10 debit card transactions within the first 45 days. See ArizonaFinacial.org/Free for requirements and terms and conditions.
In remembrance of Kelvin Smith
It is with deep sadness the Arizona Financial family mourns the passing of long-time Board Member Kelvin Smith.
Kelvin joined the Board of Directors in 1997 and proudly represented the interests of our members for 27 years. He was a strong advocate for small business owners and always ensured their interests were represented in key discussions.
We will miss him dearly and are grateful for his countless contributions over his many years of volunteer service.
Debit cards that make a difference
Did you know every time you use your Local Causes, 100 Club of Arizona, or Arizona Humane Society Visa® debit card, you’re helping to make a difference in your community?
With every purchase made with one of these cards, Arizona Financial makes a contribution to local nonprofits to help support programs for first responders, animal welfare, education, equality/social inclusion, children and youth, sustainability, and community services.
These cards are only available at Arizona Financial. Stop by your local branch to get your debit card or visit ArizonaFinancial.org/Debit to learn more.
Thank you for being a member
As always, I would like to express my thanks and gratitude for the trust you place in Arizona Financial. As a not-for-profit, member-owned financial cooperative, our members are the only reason we exist. It is a privilege to serve you.
Amy L. Hysell
We're always working to serve you better!
At Arizona Financial we're all about transparency. Here we provide our most recent financial updates to ensure you have the information you need about what's happening at your credit union.