Arizona Financial
is the right choice

Find out what makes us unique and discover why banking locally in Arizona can help you reach your goals!

All About Arizona Financial Credit Union

Founded in 1936, Arizona Financial is a locally-owned, not-for-profit financial cooperative that provides consumer and small business banking services to more than 165,000 members across Arizona. Become a member and find out what that means for you!

young smiling african american man in business suit
Members, Not Customers

We're owned by our members and governed by an all-volunteer, member-elected Board of Directors. Arizona Financial exists for the benefit of all members, not Wall Street stockholders.

A Better Way to Bank

We recognize that by joining together in our financial cooperative business model, all our members are more empowered to take control of their finances and reach their goals.

Local Banking, No Compromises

With the power of more than 165,000 members participating in Arizona Financial, you get the convenience of a big national bank with the benefits of banking locally. 

Mutual Benefit

Participating members share in the success when the cooperative does well in the form of lower loan rates, higher dividend rates, and fewer and lower banking fees.

Benefits of Membership

As a member of Arizona Financial, you have access to so many great benefits it can be a bit overwhelming.
Follow this guide to maximize your benefits now and throughout the year.

Checking & Savings Made Easy

Whether personal or business related, our checking and savings account options provide everything you'd expect and a whole lot more, like monthly dividends and ID protect TM

 

Mobile Convenience

Staying on top of your finances while you're on the go is simple using our easy-to-use mobile app. You can deposit checks, transfer funds, pay bills and more.

Cash Back When You Shop

Load cash back offers to your Arizona Financial debit card and receive cash back when you dine or shop! It's easy to get started by logging in to online banking or the mobile app.

Get Rewarded for Your Everyday Purchases

With Arizona Financial's Scorecard Rewards® program, you can earn points with our Visa® Signature Rewards or Platinum credit cards. Redeem your points for merchandise, travel and even cash back!

Protect your Identity & Credit

Activate ID Protect™ credit report monitoring to help protect against identity fraud. View your credit report and score every quarter. It's included with membership at no additional charge!

Control with CardPower

The CardPowerTM app allows you to turn your Visa® cards off or on, set up alerts, and create other personalized controls.


Membership Eligibility

You’re eligible to open an account with us if you live, work, worship, attend school, or regularly conduct business in one of the areas listed below. You may also be eligible through a family or household member who has already chosen Arizona Financial for their financial needs.
 
Still not sure if you're eligible? Support our local communities and become eligible by making a donation of at least $15 to Local First Arizona.

  • Coconino County
  • Gila County
  • La Paz County
  • Maricopa County
  • Mohave County

  • Navajo County
  • Pima County
  • Pinal County
  • Yavapai County
  • Yuma County

The Arizona Financial Vision

To create a seamless, one-stop solution for consumer and business banking services that return value to the members and communities we serve.

165K

Members Across Arizona

B+

Assets
(as of April 2024)

35K+

Branches and ATMs with Member Access

Message from Amy L. Hysell,
Arizona Financial President & CEO

Third Quarter 2024

As we head into the second half of 2024, it’s an ideal time to review and assess if we’re on track with our personal goals for the year. How are you doing? If you have questions about your accounts, your credit score, or your financial goals, please reach out so we can help.

Forbes #1 best credit union in Arizona

I am thrilled to announce that your credit union has been recognized by Forbes as Arizona’s Best-in-State Credit Union for 2024. This prestigious award is presented by Forbes and Statista Inc., the world-leading statistics portal and industry ranking provider. The ranking is based on an independent survey and publicly available reviews for each credit union.

We are very proud of this achievement and would like to thank our members for the trust they place in Arizona Financial.  

Branch updates

Plans are in motion to add a new Chandler location next year. Please refer to our latest Credit Union News for more details and stay tuned for future branch announcements. We continue to look for other branch locations throughout metro Phoenix, and we’ll share more details as they become available.

Coming soon – Early Pay Deposit

With our continued focus on enhancing the member experience, we’re excited to announce that coming this fall, all Checking Plus Accounts will include Early Pay Deposit. This is a new feature that may give you access to your electronic/ACH direct deposits up to two days early! Watch your mail for more information.

Kelvin Smith Small Business Grant

Last year we announced the unexpected passing of long-time Arizona Financial board member Kelvin Smith. Kelvin served on the board for almost 27 years and was an African American small business owner and small business advocate.

In Kelvin’s honor, Arizona Financial recently awarded a $10,000 grant as part of Local First Arizona’s We Rise Demo Days. At the event held on June 24, six African American small business owners pitched their business plans to a panel of judges for a chance to be awarded the grant. Antoinette Mendez, owner of Mission 2 Transition, was selected as the recipient.

I was honored to be able to award this grant in memory of Kelvin, and the evening was especially meaningful as Kelvin’s children were in attendance to share in the celebration. Watch Video

Your financial partner for life

Whether you’re buying a home, starting a business, or opening your child’s first savings account – we want to be your financial partner for life. Thank you for the opportunity to serve you and let us know how we can help you reach your goals.

Sincerely,
Amy L. Hysell

amy hysell

Financial Statements

We're always working to serve you better!

At Arizona Financial we're all about transparency. Here we provide our most recent financial updates to ensure you have the information you need about what's happening at your credit union.

 

Your Board of Directors

As a not-for-profit financial cooperative, Arizona Financial is run by a member-elected Board of Directors. These unpaid representatives serve as member trustees and are responsible for establishing the credit union's policies and strategic direction.

Bill Greene

Chairman

David Albertson

Vice Chairman

Zeek Ojeh

Treasurer

Libby Bissa

Secretary

Kimberly Baldwin

Director

Jeffrey Barton

Director

Debora Black

Director

Cathleen Gleason

Director

Contact the Arizona Financial Board of Directors

The Supervisory Committee

Our Supervisory Committee is comprised of volunteers who are appointed by the Board of Directors to represent Arizona Financial's members. This committee serves as our checks and balances to keep us on track.

The committee is responsible for ensuring that members' funds and interests are protected at all times. To accomplish this goal, the Supervisory Committee performs several specific duties including: overseeing an annual independent audit of the credit union, verifying members' accounts, reviewing internal accounting systems and controls, and ensuring that all policies and procedural guidelines are followed.

The Supervisory Committee works closely with our Compliance and Review Services department, confirming the reliability of controls in place and the consistency of the credit union's protection processes. Along with participating in monthly board meetings and planning sessions, the Supervisory Committee continues to serve members on an individual basis.

Jeffrey Barton

Chair

John Bushko

Manny Verdugo

Sarah Freeman

Charles Carter

Contact the Arizona Financial Supervisory Committee


The Cooperative Business Model

Credit unions are financial cooperatives, comprised of members who have joined together to pursue a common goal. 
At Arizona Financial, that common goal is being in control of our personal finances. And that boils down to three things:
 

EMPOWERMENT • EXPERTISE • MUTUAL BENEFIT


 

Arizona Financial is committed to the seven core principles of the cooperative movement:


  • Voluntary & Open Membership
  • Democratic Member Control
  • Members' Economic Participation
  • Autonomy & Independence

  • Education, Training & Information
  • Cooperation Among Cooperatives
  • Concern for Community

Arizona Financial Resources