Arizona's best
SBA Loan options

Whatever your small business needs – start-up, real estate, debt refinance, expansion or inventory – Arizona Financial offers small business owners access to federally backed and guaranteed financing at competitive rates.

Making the Impossible, Possible

Ranked Arizona's number one SBA lender three years in a row

Case Study:
Jose's Sheet Metal

Funding is one of the biggest challenges for a new business or expanding business.

See how Arizona Financial helped Jose's Sheet Metal, a family-owned business based in Phoenix, expand to new locations by providing the experience and expertise to guide them through the SBA loan process.

Jose and Tony made the impossible, possible, and Arizona Financial was privileged to help them on their journey!

Get Your SBA Loan with the
#1 SBA Lender in Arizona!1

close up of person filling out a small business administration loan application
man cutting red ribbon for new business opening

SBA Loan Options

Arizona Financial is an SBA Preferred Lending Partner. We've worked hard to meet the strict criteria of being a preferred lender, and now have the highest preference that the Small Business Administration gives lenders. What this means for you is a more streamlined processes and quicker decisions to get access to the money you need.

Speak with an SBA lending specialist to learn more.

SBA's most common loan program for borrowers looking to start, acquire, or expand a small business. Key features include:

  • Minimal equity requirements
  • No minimum collateral requirements
  • Minimal repayment penalties

For a small business that needs long-term fixed-rate financing for real estate. Key features for this type of loan:

  • Max 90% leverage (less for startup and/or special use)
  • Longer term prepayment penalties

Meet our Business Lending Team

From start to finish, our local experts will answer any questions, guide you through the process, and create an experience for you that is both fast and seamless. Our local team knows what to expect and how to get the job done right!  Get Started!

SBA Loan Resources

Blog Post

8 Essential Banking Tips From Small Business Owners

You have the idea, the drive, and hopefully the funding, but as a small business owner, you’ll be faced with a plethora of decisions from conception to day-one operations.

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Blog Post

What Does It Cost To Start A Business?

Looking to figure out how much it’s going to cost to start your new business? Start-up costs can add up quickly, but if you plan for them, you can launch with confidence and avoid running out of money before you make any.

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Blog Post

Small Business Tools: Managing Your Business Finances

Cash rules everything around you when you run a small business. It’s essential to keep everything on the books while looking for places where you can save. Try using these helpful tools to make your small-business finances easier.

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