Keep learning with Student Loans

Partnering with Sallie Mae, our student loans offer great repayment options and competitive rates.

Student Loans That Fit Your Needs

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Apply Now:

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Features & Benefits of Student Loans

No matter which career path you have in mind, our student loans offer the funding you need to attend the college, university, trade school, or professional training facility of your dreams.

Competitive Interest Rates

With fixed and variable rate options along with interest rate deductions for enrolling and making automatic monthly payments, our student loans offer the flexibility you need.

No Origination Fee or PrePayment Penalty1

You can save your hard-earned money and pocket the extra savings our student loans offer by not charging origination or prepayment penalty fees.

Multiple Repayment Options

Sallie Mae offers various repayment options designed to fit your budget and lifestyle. With loan terms ranging from 10-20 years, you can be sure to find the perfect loan for you.


Flexible Education Options

In addition to undergraduate and graduate assistance, Smart Option Student Loan® is now also available to students at participating non-degree granting schools for professional training and trade certificate courses (culinary, technical, etc.).

1. Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note—first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.

Getting Your Student Loan is Easy!
Here's What You'll Need

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  1. Permanent Address

    Note: If you've lived at your permanent address less than one year, you'll need to provide your previous address.

  2. Social Security Number

    You'll need one for the borrower, cosigner, and student, if applicable.

  3. School Information

    Include name, enrollment status, degree and course of study.

  4. Academic Period of Enrollment

    Don't forget to know the year the student will be in school.

  5. Loan Amount Requested

    Be sure to include other financial aid the student expects to receive.

  6. Your Employment Information

    Be sure to include the company name and your gross income.

  7. Financial Information

    Gather information including your bank accounts, and your monthly mortgage or rent payments.

young man in cap and gown holding an degree

Student Loans for Undergraduate Students

This Smart Option Student Loan® Option is Available to Students Who Participate In:

  • Undergraduate Programs at Accredited Colleges or Universities
  • Non-Degree Granting Schools For Professional Training
  • Trade Certificate Courses (Culinary, Technical, etc.)

Student Loans for Graduate Students

This Loan Option is Available to Students Who Need Funding For:

  • MBA Loan
  • Medical and Dental School Loan
  • Graduate School Loan for Health Professions 
  • Law School Loan
  • Graduate School Loan
  • BAR Study Loan
  • Medical and Dental Residency and Relocation Loan


medical students sitting in class

Student Loan Resources

Blog Post

Student Loan Consolidation: 7 Things You Need to Know

With student loan debt in the U.S. at $1.4 billion dollars, it’s important to know the options on the best way to repay these loans.

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Blog Post

5 Steps That Make Financial Adulting Easier

Turning 18 is a major milestone. And while there’s no secret to successful adulting, these five financial steps are a smart way to build a solid foundation.

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Blog Post

The Generation Gap: Why Your Kids See Money Differently

Basic money habits are learned from their parents, but perspectives are shaped by what’s happening in the world.

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