Features & Benefits of Student Loans
No matter which career path you have in mind, our student loans offer the funding you need to attend the college, university, trade school, or professional training facility of your dreams.
With fixed and variable rate options along with interest rate deductions for enrolling and making automatic monthly payments, our student loans offer the flexibility you need.
You can save your hard-earned money and pocket the extra savings our student loans offer by not charging origination or prepayment penalty fees.
Sallie Mae offers various repayment options designed to fit your budget and lifestyle. With loan terms ranging from 10-20 years, you can be sure to find the perfect loan for you.
In addition to undergraduate and graduate assistance, Smart Option Student Loan® is now also available to students at participating non-degree granting schools for professional training and trade certificate courses (culinary, technical, etc.).
Note: If you've lived at your permanent address less than one year, you'll need to provide your previous address.
Social Security Number
You'll need one for the borrower, cosigner, and student, if applicable.
Include name, enrollment status, degree and course of study.
Academic Period of Enrollment
Don't forget to know the year the student will be in school.
Loan Amount Requested
Be sure to include other financial aid the student expects to receive.
Your Employment Information
Be sure to include the company name and your gross income.
Gather information including your bank accounts, and your monthly mortgage or rent payments.
Student Loans for Undergraduate Students
This Smart Option Student Loan® Option is Available to Students Who Participate In:
- Undergraduate Programs at Accredited Colleges or Universities
- Non-Degree Granting Schools For Professional Training
- Trade Certificate Courses (Culinary, Technical, etc.)
Student Loans for Graduate Students
This Loan Option is Available to Students Who Need Funding For:
- MBA Loan
- Medical and Dental School Loan
- Graduate School Loan for Health Professions
- Law School Loan
- Graduate School Loan
- BAR Study Loan
- Medical and Dental Residency and Relocation Loan
Student Loan Resources
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