Peace of mind when the unexpected happens
Plan ahead and protect yourself from the inconvenience of declined checking and debit card transactions or returned checks.
Automatically transfer available funds from a linked savings account to cover transactions that would overdraw your checking account. There’s no fee for this service.
Link your checking account to an approved line of credit or Visa Platinum credit card to cover insufficient funds. Interest charges may apply.
If your account is overdrawn due to a check or automatic withdrawal (ACH), we may at our discretion, overdraw your checking account. This service is available on all eligible checking accounts. Fees may apply.
As an added layer of protection, you may choose to have us cover your everyday debit card transactions when sufficient funds are not available. You must opt-in for this service. Fees may apply.
Offers added security when unexpected expenses occur
Eliminates the disruption and embarrassment of declined transactions
Peace of Mind
Serves as a last line of defense when other overdraft sources have been exhausted
Participation and Opt-Out
Each Overdraft Privilege transaction approved for payment will be assessed a $35.00 overdraft fee.
You are responsible for repaying Overdraft Privilege transactions and the associated fees as soon as possible, but no later than 35 days from the date the overdraft occurred. Non-payment beyond 35 days is subject to collection proceedings.
Overdraft Privilege Repayment
Overdraft Privilege is Discretionary
Notice of Overdraft
We monitor accounts for chronic or excessive use and reserve the right to suspend or discontinue the service at any time.