The ideal Business Savings Account

Combining convenience and dividends, these are the best business bank account options to store your savings.

To open a Business Savings Account, make an appointment, give us a call at 602-683-1000 or stop by your local branch.

Business Savings Account Rates

Earn dividends when you maintain a balance of $25 or more in your Business Savings Account.
Minimum to
Earn APY*
Dividend
Rate
APY*
Minimum to
Earn APY*
$25
Dividend
Rate
0.25%
APY*
0.25%
Effective October 1, 2022

*APY – Annual Percentage Yield. No minimum opening deposit is required.

*APY – Annual Percentage Yield. No minimum opening deposit is required.

Let's Get Started:

blonde woman with glasses leaning over a counter while on a mobile phone

Business Savings Account Features

One of the best business bank accounts for your savings is right here at Arizona Financial Credit Union. This savings account offers you the convenience you need and the simplicity you are looking for.
$0 Minimum Opening Deposit

When you run a business, every dollar counts. Opening our Business Savings Account doesn't require a minimum deposit.

No Monthly Minimum Balance Fee

Use your money when your business needs it without having to worry about maintaining a minimum balance.

Earn Dividends

Receive dividends and grow your hard-earned business savings. Your money is federally insured up to $250,000.

Not The Perfect Fit?

Looking for a different savings option for your business? Explore our Business Money Market and Business Certificate options.

Business Savings Account Options

Feel confident your savings will earn dividends while you build reserves for operating expenses, long-term growth and more.

Business

Savings

Business

Money Market

Business Savings

Certificates

1. No monthly minimum balance fee of $15 if the daily balance does not drop below $2,000.

Business Money Market Account

Business Money Market Account Rates

Enjoy competitive dividends without the risk when you open this Money Market Account specifically designed for your business.
Minimum to
Earn APY*
Dividend
Rate
APY*
Minimum to
Earn APY*
$1,000
Dividend
Rate
0.25%
APY*
0.25%
Minimum to
Earn APY*
$25,000
Dividend
Rate
0.30%
APY*
0.30%
Minimum to
Earn APY*
$50,000
Dividend
Rate
0.35%
APY*
0.35%
Minimum to
Earn APY*
$250,000
Dividend
Rate
0.40%
APY*
0.40%
Effective September 14, 2022

*APY – Annual Percentage Yield. The minimum opening deposit is $2,000. $15 fee applies if the balance drops below the minimum daily balance requirement of $2,000. Refer to the Rate and Fee Schedule for a complete list of fees.

*APY – Annual Percentage Yield. The minimum opening deposit is $2,000. $15 fee applies if the balance drops below the minimum daily balance requirement of $2,000. Refer to the Rate and Fee Schedule for a complete list of fees.

Get Started With a Business Money Market:

man on laptop in workshop looking at business money market

The Right Business Money Market Account for You

Arizona Financial is proud to offer our business members an opportunity to earn more money on their savings without additional risk. Your business can count on your savings being there when you need it most.
Low Minimum Deposit

Boost your savings by opening our Business Money Market Account with a minimum deposit of only $2,000. 

Easily Access Your Funds

Receive unlimited over-the-counter withdrawals and the ability to write checks.

Tiered Interest Rates

Our flexible tiers allow you to invest what you can comfortably afford and what works best for your unique business.

Not The Perfect Fit?

Looking for a different savings option for your business? Explore our Business Savings Account and Business Certificate options.

two women next to each other with one opening a box and the other on a laptop

Business Certificates

If you're looking for guaranteed growth and the flexibility to select a timeline that works for your finances, our Business Certificate options may be the perfect solution!

  • $1,000 minimum to open
  • 6 months to 60 months terms
  • Federally insured by the NCUA up to $250,000
  • Guaranteed growth

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Frequently Asked Questions

What documentation is required to open a business account?

Account opening documents are listed based on the type of business you have.

  • Limited Liability Company (LLC) and Corporation and Nonprofit Corporation:
    • Confirmation of Employer Identification (EIN) on form SS-4 from the IRS or the signed tax return from the previous year.
    • Articles of Organization and appropriate amendments as filed with the Arizona Corporation Commission.
    • Bylaws or Operating Agreement is most commonly required if all managers/members will not be listed on the account.
    • Good Standing: The business must reflect as active and in good standing on the Arizona Corporation Commission website.
  • Partnership or General Partnership:
    • Confirmation of Employer Identification (EIN) on form SS-4 from the IRS or the signed tax return from the previous year.
    • Partnership Agreement or General Partnership Agreement
    • Secretary of State Name Filing
  • Nonprofit Organization:
    • Confirmation of Employer Identification (EIN) on form SS-4 from the IRS or the signed tax return from the previous year.
    • Meeting Minutes
    • Good Standing: The business must reflect as active and in good standing on the Arizona Corporation Commission website.
  • Organization or Club Account:
    • Confirmation of Employer Identification (EIN) on form SS-4 from the IRS or the signed tax return from the previous year. (If an EIN is being used for the organization or club)
    • Meeting Minutes
    • Name, address and phone numbers for all officers.
What is the requirement for Arizona Financial to serve my business?

For Arizona Financial to serve a business, the business must be within our field of membership as described below. Please call us if you have any questions and we’ll be happy to help.

Arizona Financial's field of membership includes Coconino, Gila, La Paz, Maricopa, Mohave, Navajo, Pima, Pinal, Yavapai and Yuma counties.

Immediate family or individuals in the same household of a current member are eligible.

Individuals who have made a donation of at least $15 to Local First Arizona are eligible.

A business must meet one of the following field of membership requirements:

  • The known place of your business is within our field of membership.
  • The business has a substantial physical presence or substantially serves the residents within our field of membership.
    • This usually means that at least 51% of physical locations or revenue are within our field of membership.
  • All members, managers and/or officers live, work, or attend school within our field of membership.