Accelerate your business
Earn up to 3.75%*
With convenient access and premium rates, grow your savings faster and risk-free with our best business savings account options.
Business Savings Account Rates
Earn dividends when you maintain a balance of $25 or more in your Business Savings Account.Earn APY*
Rate
Earn APY*
Rate
Earn APY*
Rate
Earn APY*
Rate
Earn APY*
Rate
Earn APY*
Rate
*APY – Annual Percentage Yield. The dividend rate and yield may change every month as determined by the Credit Union Board of Directors. No minimum opening deposit is required.
*APY – Annual Percentage Yield. The dividend rate and yield may change every month as determined by the Credit Union Board of Directors. No minimum opening deposit is required.
Let's Get Started:
High-Yield Savings Account Features
With a deposit of $10,000 to open your High-Yield Business Savings Account, you’ll enjoy earning higher returns from a financial services provider you can trust.
Access your High-Yield Business Savings Account at one of our local branches, or quickly transfer funds with online banking or the mobile app.
Receive dividends and grow your hard-earned business savings. Your money is federally insured up to $250,000.
Business Savings Account Options
Feel confident your savings will earn dividends while you build reserves for operating expenses, long-term growth and more.
Business Savings
High-Yield
- $10,000 min. opening deposit
- No monthly min. balance fee
- Earns Dividends - Check Rates
Business
Money Market
- $2,000 min. opening deposit
- $15 monthly min. balance fee1
- Earns Dividends - Check Rates
Business Savings
Basic
- $0 min. opening deposit
- Terms: 6 Months - 5 Years
- Earns Dividends - Learn More
1. No monthly minimum balance fee of $15 if the daily balance does not drop below $2,000.
Business Money Market Account
Business Money Market Account Rates
Enjoy competitive dividends without the risk when you open this Money Market Account specifically designed for your business.Earn APY*
Rate
Earn APY*
Rate
Earn APY*
Rate
Earn APY*
Rate
Earn APY*
Rate
Earn APY*
Rate
Earn APY*
Rate
*APY – Annual Percentage Yield. The minimum opening deposit is $2,000. Monthly service fee is $15 if the balance drops below the minimum daily balance requirement of $2,000. The dividend rate and yield may change every month as determined by the Credit Union Board of Directors. Refer to the Rate and Fee Schedule for a complete list of fees.
*APY – Annual Percentage Yield. The minimum opening deposit is $2,000. Monthly service fee is $15 if the balance drops below the minimum daily balance requirement of $2,000. The dividend rate and yield may change every month as determined by the Credit Union Board of Directors. Refer to the Rate and Fee Schedule for a complete list of fees.
Get Started With a Business Money Market:
The Right Business Money Market Account for You
Boost your savings by opening our Business Money Market Account with a minimum deposit of only $2,000.
Receive unlimited over-the-counter withdrawals and the ability to write checks.
Our flexible tiers allow you to invest what you can comfortably afford and what works best for your unique business.
Looking for a different savings option for your business? Explore our Business Savings Account and Business Certificate options.
Business Certificates
If you're looking for guaranteed growth and the flexibility to select a timeline that works for your finances, our Business Certificate options may be the perfect solution!
- $1,000 minimum to open
- 6 months to 60 months terms
- Federally insured by the NCUA up to $250,000
- Guaranteed growth
Arizona Financial has better savings rates available on Money Market Accounts compared to the big commercial banks.
Diana S.
Arizona Financial memberBusiness Resources
Treasury Management
Streamline your business finances and improve cash flow with our treasury management services. Review account management, payments, receivables, fraud detection, and sweep accounts service options.
Learn MoreUltimate Guide: Applying For A Business Loan
A business loan can help a business establish itself, expand its line of products, open a new location, move, and so much more. Here’s all you need to know about applying for a business loan.
Read MoreWhat Does It Cost To Start A Business?
Start-up costs can add up quickly, but if you plan for them, you can launch with confidence and avoid running out of money before you make any. Here are some tips to get you an estimate.
Read MoreFrequently Asked Questions
What documentation is required to open a business account?
Account opening documents are listed based on the type of business you have.
- Limited Liability Company (LLC) and Corporation and Nonprofit Corporation:
- Confirmation of Employer Identification (EIN) on form SS-4 from the IRS or the signed tax return from the previous year.
- Articles of Organization and appropriate amendments as filed with the Arizona Corporation Commission.
- Bylaws or Operating Agreement is most commonly required if all managers/members will not be listed on the account.
- Good Standing: The business must reflect as active and in good standing on the Arizona Corporation Commission website.
- Partnership or General Partnership:
- Confirmation of Employer Identification (EIN) on form SS-4 from the IRS or the signed tax return from the previous year.
- Partnership Agreement or General Partnership Agreement
- Secretary of State Name Filing
- Nonprofit Organization:
- Confirmation of Employer Identification (EIN) on form SS-4 from the IRS or the signed tax return from the previous year.
- Meeting Minutes
- Good Standing: The business must reflect as active and in good standing on the Arizona Corporation Commission website.
- Organization or Club Account:
- Confirmation of Employer Identification (EIN) on form SS-4 from the IRS or the signed tax return from the previous year. (If an EIN is being used for the organization or club)
- Meeting Minutes
- Name, address and phone numbers for all officers.
What is the requirement for Arizona Financial to serve my business?
For Arizona Financial to serve a business, the business must be within our field of membership as described below. Please call us if you have any questions and we’ll be happy to help.
Arizona Financial's field of membership includes Coconino, Gila, La Paz, Maricopa, Mohave, Navajo, Pima, Pinal, Yavapai and Yuma counties.
Immediate family or individuals in the same household of a current member are eligible.
Individuals who have made a donation of at least $15 to Local First Arizona are eligible.
A business must meet one of the following field of membership requirements:
- The known place of your business is within our field of membership.
- The business has a substantial physical presence or substantially serves the residents within our field of membership.
- This usually means that at least 51% of physical locations or revenue are within our field of membership.
- All members, managers and/or officers live, work, or attend school within our field of membership.