A Line of Credit with Arizona Financial gives you flexibility
Your personal line of credit can be used on your terms. Use the amount you need, when you need.
A Revolving Line of Credit
for your eventful life
Our loan specialists work with you to find the right rates and terms so you're prepared for temporary cash flow gaps, unexpected expenses, or emergency repairs.
- Low, fixed rates
- Revolving, open-ended loan
- No collateral required
- Use as overdraft protection for your Arizona Financial Checking Account
- Convenient access to funds through your online account or mobile app
REVOLVING, OPEN ENDED
Convenient Access to Funds When You Need Them
Our loan specialists work with you to find the right loan for your needs at rates and payments you can afford.
- Fixed rates
- Flexible access to funds
- Repay immediately or over time
Members of Arizona Financial are more than a credit score. Our loan specialists live in Arizona and know our community. They'll work with you from start to finish to find the right loan for your unique situation.
Line of Credit Resources
Financial Planning Tips for Each Generation
From Gen Z and Millennials to Gen X and BabyBoomers, different generations need different financial planning tips. Take a look at the top two actions members of each age group should take.Read More
Should I Consolidate My Debts?
Use this calculator to determine if consolidating your debt into one loan would be beneficial to you.Calculate
4 Ways to Trim Your Fixed Expenses
When trying to trim a monthly budget, most people don’t even consider their fixed expenses. Find out four ways you can reduce these costs.Read More
How Long Will It Take to Pay Off My Loan?
Use this calculator to determine how many payments it will take to pay off your loan.Calculate
What's the Best Way to Tackle Debt?
The Snowball Method and the Avalanche Method are two popular approaches for paying down debt. Find out the pros and cons of each.Read More
How Will Extra Payments Affect My Loan?
Use this calculator to see how extra payments will affect your loan.Calculate
Frequently Asked Questions
How do I apply for a personal line of credit?
Members can apply online, call 602-683-1000 or stop by one of our branch locations for assistance.
How long does it take to get a personal line of credit?
A typical Personal Loan takes anywhere from 2-4 days from start to finish.
Do I have to be a member of Arizona Financial to get a loan?
To take advantage of Arizona Financial benefits, including competitive loan rates– membership is required. It's simple to become a member. You just have to meet one of our membership eligibility requirements.