Unlock your financial potential with a Secured Credit Card
Build credit and improve your financial standing, with no annual fee and low rates.
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Get Your Secured Credit Card Today!
With responsible use of a secured credit card, you can establish or improve your credit history, which can lead to better opportunities in the future.
Our secured credit card comes with no annual fee, which means you can save money while building your credit. Please note, there is a one-time set-up fee of $25.
Since secured credit cards require a cash deposit as collateral, they are typically easier to get approved for than traditional credit cards. This means you have a higher chance of being approved and starting your journey to a better credit score.
With our low rates, you'll be able to keep your interest charges to a minimum, so you can focus on paying off your balance and improving your credit score.
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Apply and provide your deposit
Once approved, put down a refundable security deposit of at least $525. The amount of your deposit will determine your credit line, minus 5%. So a $525 deposit will give you a $500 credit line. -
Start using your card
Make sure to pay at least the minimum amount due on time. To avoid interest charges on purchases, pay your balance in full and on time each month. -
Build your credit history
We report your account information to the three major credit bureaus, so you can start building or rebuilding your credit.