Online Banking, Bill Pay & eStatements

Banking at your fingertips and on your schedule, wherever your day may take you.

Explore Online Banking

Securely access your accounts 24/7 from the convenience of your home, office, or on the go. With the option to export account information to Quicken® and Quickbooks® and view your statements online, you'll always be in control and able to manage your finances from anywhere.

Find quick answers to frequently asked questions

Young Man Holding Debit Card Shopping On Laptop
Manage your money
  • Review account balances and transaction histories
  • Sign up for balance alerts and notifications
  • Track spending and set budgets with Money Management
Request loan services
  • Submit a loan app
  • Accept your preapproved loan offers (on approved credit)
  • Sign up for Skip A Payment (if eligible)
Track & redeem your rewards
  • Search and review Cash Back Offers in your account
  • Load offers to your debit card for redemption when you shop
  • Keep track of the rewards you earn
Stay connected
  • Submit a Stop Payment or Visa dispute
  • Notify us of upcoming travel plans
  • Securely chat or send messages to a member service representative

Online Banking First-Time Setup

If you opened an account at a branch

Your banker provided you a packet of new account documents. Your member number is your temporary username and can be found at the top left corner of the Membership Application.

Your temporary password (registration code) was provided by the banker who opened the account.

If you opened your account online

We've sent you a welcome email that includes your account number.

If you don't immediately see the email, check your spam folder and mark Arizona Financial as a safe sender so you receive important communications.

Your member account number can be identified by excluding the first two zeros of the account number in the email.

Your temporary password (registration code) was sent to you by email, separate from the welcome email.

Online banking for businesses

Arizona Financial provides secure, easy access to your business banking services using the Business Online Banking platform. Account administrators may authorize a business user to view the account, make transfers, complete bill pay transactions and more.

For detailed information on how do add/edit/delete business users within the business online or mobile banking platform, approve transactions and much more, visit the Business Online Banking Resource Center.

Need assistance? Call 602-683-1088

Our team is on standby to assist, Monday through Friday from 9 a.m. to 6 p.m.

Man looking at tablet


Less wait. Less waste. Going paperless has never been easier! eStatements offer a convenient digital alternative to traditional mailed paper statements.

  • Convenient: Access your statements and account information at the click of a button. Anytime. Anywhere
  • Secure: Never worry about paper statements being lost or stolen in the mail again. 
  • Fast: No more waiting for paper statements to come in the mail. Get quick access to your statements, transactions, and tax documents. 
  • Organized: Why waste time filing or shredding papers every month? With eStatements, your information is organized and secure online. 

You're automatically enrolled when you sign up for online banking!

Bill Pay

No checks, no stamps, no worries. Arizona Financial’s free Bill Pay has all the tools you need to make managing your money simple, convenient and secure.

Log in to online banking or the mobile app and click the Bill Pay link to get started!

Older Couple Paying Bills
Easy to Use

Manage and pay all of your bills through your online banking account or the mobile app.

Save Time & Money

Pay all your bills in one convenient location without having to buy stamps or use checks.


Never worry about information being compromised through payments sent by mail.

eBills on Autopilot

Receive your bills electronically and schedule recurring payments to avoid missing due dates.

Online Banking Resource Center

Blog Post

Ways to Protect Your Information Online

With data breaches and identity theft on the rise, you can help protect your information online with a little common sense (like limiting how much personal information you share on social media!) and by following a few basic tips.

Read More
Blog Post

Do's and Don’ts To Protect Yourself From Scams

With scams on the rise and countless scams out there – like check scams, job scams, loan scams, and romance scams, here are some tips to help you protect your accounts and information from scams and identity theft.

Read More
Blog Post

Free Apps for Holiday Shopping

From comparison shopping to building your gift lists, check out these free apps that can help save you money and stress this holiday season!

Read More

Frequently Asked Questions

How do I reset my password or retrieve my username for online banking?

If you've forgotten your username or password, use the recover credentials option to gain access to your account.

Here is some other helpful information: 

  • If you're registering for the first time? Give our experts a call at 602-683-1088, Monday through Friday from 9 a.m. to 6 p.m. and we’ll be happy to help you obtain your registration code.
  • You will use the same username and password for online banking and mobile banking.
  • Members who have been instructed by their banker to use our business banking options will be able to reset a forgotten password using the recover credentials option, but will not be able to retrieve a username. For help with a username, please give our experts a call at 602-683-1088, Monday through Friday from 9 a.m. to 6 p.m.

We’re here to help with password resets 24 hours a day, 365 days a year! Contact us at 602-683-1000 for assistance.

Can I set up my online banking to automatically deduct my loan payment?

Yes! Arizona Financial's online banking allows members to set up automatic transfers to their loan accounts. Follow these instructions to set up an automatic transfer to your loan account within online banking:

  • Log in to your account
  • Click on “Move Money” from the blue bar at the top of the page
  • Select “Schedule a Transfer” from the options provided

Follow the prompts for the frequency and amount of your transfer.

How do I change my online banking password or username?

Follow the steps below if you would like to change your password or username for Online Banking.

From a desktop or laptop device:

  • Log in to online banking from a desktop computer
  • Select “My Settings” from the top right of the page
  • Within the Login & Security section, select the hyperlink to edit your password or username
  • You will then be prompted to enter your current password
  • Once your current password is accepted, you will be able to set a new one

From a mobile device:

  • Log into the mobile app
  • Click on the "More" menu
  • Click on the gear icon located on the top right of the app
  • Select "My Settings"
  • Scroll down to the Login & Security section and click "Edit" next to your password or username

For the business banking app:
If you've been instructed by your personal banker to use our business banking app, please call 602-683-1728 for assistance, as this feature is not currently available in the mobile app.

How do I set up automatic bill payments using online banking so the money is taken out at the same time each month?

Setting a payment to be sent automatically is easy! Use the following steps to set up your automatic bill payments.

  • Log in to your account from a desktop or laptop (this feature is not available yet on a mobile device)
  • Select “Bill Pay” from the blue bar at the top of the online banking page
  • Within the payee you’d like to schedule, select the “Options” link
  • Select “Automatic Payment” from the tabs on the left
  • Complete the remaining prompts and select save

Please contact our technical support experts if you have any questions. They can be reached Monday through Friday from 9 a.m. to 6 p.m. at 602-683-1088.

Can I use any computer to access online banking?

Yes, we recommend Chrome, Firefox, Safari or Edge for browser software.

To update your browser go to

If you are having any trouble logging in, please call us at 602-683-1720 and our team will be happy to help you, 24 hours a day 365 days a year!

Where are my online account and tax statements?

You can access up to 24 months of monthly statements as well as tax statements within online and mobile banking. Just follow these simple steps:

Mobile banking:

  • Log into mobile banking from a mobile device
  • Select the "More" icon
  • Select "Online Statements" from the options provided
  • Click on the desired month

Online banking:

  • Log in to online banking from a desktop or laptop
  • Select “Additional Services” from the blue bar at the top of the page
  • Select “Online Statements” from the options provided
  • Click on the desired month