Cash back Credit Card: Perfect for everyday spending

Get unlimited 1.5% cash back1 on every purchase, with no annual fee and no foreign transaction fees with our Visa Signature Rewards Credit Card.

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Visa Credit Card Rates

Our Visa Signature, Visa Platinum, and Visa Secured card options feature affordable and competitive credit card rates with the perks you're looking for!
Card Type
APR*
as low as
Card Perks
Card Type
Visa® Signature Rewards
APR*
as low as
Fixed
17.99%
Card Perks
Get cash back, earn rewards faster!
Card Type
Visa® Platinum
APR*
as low as
Variable
12.24%
Card Perks
Low rates & great rewards
Card Type
Visa® Secured
APR*
as low as
13.99%
Card Perks
Great for building or repairing credit
Effective December 1, 2024

*Annual Percentage Rate. APR shown is the lowest available rate. Actual APR may be higher depending on a variety of factors, including borrower’s credit history.

*Annual Percentage Rate. APR shown is the lowest available rate. Actual APR may be higher depending on a variety of factors, including borrower’s credit history.

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  • Unlimited cash back rewards
  • Earn 1.5% cash back on purchases
  • Low rates, great rewards
  • No annual fee
  • No foreign transaction fee
Apply Now
Girl Shopping

Cash Back Credit Card: Perfect for Your Everyday Spending

Our Signature Reward Credit Card offers the best rewards credit card experience with a low interest rate, no annual fee, and 1.5% cash back on all purchases.1 There is no limit to the amount of cash back you can earn, so you can earn rewards quickly and easily.
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No Annual Fee

We don't believe in charging our members unnecessary fees. That's why our cards have no annual fee!

No Cash Advance or Balance Transfer Fees

Get cash and transfer other card balances to your new Arizona Financial credit card without paying fees.

Additional Card Benefits

Enjoy Zero Fraud Liability, Auto Rental Collision Damage Waiver, Roadside Dispatch®, and more! Explore all the benefits.

Instant Card Issue

Get your new card or replacement card instantly by visiting one of our convenient branch locations.

1. Earn 1.5 points for every $1 spent on net purchases. Points can be redeemed for cash back starting at $50. Certain categories of purchase such as cash advances and gift cards do not qualify. See full terms and conditions for full details.

Report a Lost or Stolen Visa Credit Card

During Business Hours: Call Arizona Financial at 602-683-1000 or 800-523-4603
After Business Hours: Call the Visa Hotline at 866-599-5615

Use your Visa Signature Rewards Credit Card for all your purchases

Couple using Computer

  1. Spend

    Use your cash back credit card on everyday purchases like groceries, gas, and dining out. 

  2. Earn

    Earn 1.5 points for every dollar spent on net purchases with no limits on the number of points you can earn. 

  3. Redeem

    Redeem points for cash back, travel, merchandise, and gift cards. Points never expire!

     

Get Started

ScoreCard Rewards®:
Treat Yourself

Use your Arizona Financial Visa Signature Rewards Credit Card and enjoy being rewarded for your everyday purchases.

  • Earn points for every dollar spent on qualifying purchases1
  • Redeem points for cash back, travel, merchandise, and gift cards1
  • Travel when you want with no blackout dates

Browse travel and merchandise options, check your points, and find out more by visiting ScoreCard Rewards.

1 The Arizona Financial Visa Signature Rewards Credit Card earns 1.5 points for every $1 spent on net purchases. Points can be redeemed for cash back starting at $50. Certain categories of purchase such as cash advances and gift cards do not qualify. Redeem points for cash back, travel, merchandise and gift cards – points never expire. The Arizona Financial Visa Platinum Card earns one point for every dollar spent in qualifying purchases and points can be redeemed for travel, merchandise and more – points never expire. See full terms and conditions for full details. The Arizona Financial Visa Secured Credit Card earns no points or rewards.

Apply Now
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Explore How Adding Your Credit Card to a Mobile Wallet Can Simplify Your Life

Leave your wallet at home. Pay quickly and securely with your favorite device.

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How Long Will it Take to Pay Off My Credit Cards?

Use this calculator to determine the amount of time it will take to pay off your credit card balance based on your monthly payment, or see what your monthly payment should be in order to pay off your credit card balance in a certain amount of time.

Calculate

Frequently Asked Questions

How can I dispute a Visa transaction?

It’s easy to file a dispute online for any fraudulent, unauthorized or incorrect debit or credit card transaction.

Submit your dispute through online banking:

  • Log in to online banking (desktop or laptop). This form is not currently available in the mobile app.
  • Select “Additional Services” from the blue bar at the top of the page
  • Select “Secure Forms” from the options provided
  • Select “Dispute a Visa Transaction” and follow the prompts for information
  • Helpful tip! The online banking session will time out after 20 minutes and the form will need to be resubmitted.

Give us all of the details! Please use the comment section to tell us what happened so that we can help resolve the issue quickly.

If the transaction is considered fraudulent, the impacted card number will be blocked in order to prevent additional fraudulent transactions.

How do I order a new card?

If you need a new card, here’s how we can help you get a new one:

  • All of our branches can instantly issue you a new card. Please bring your government issued photo ID with you to complete the process. 
  • We can mail a card to your home. Simply give us a call or send us a secure email through online banking and we’ll be happy to arrange for a card to be mailed.
How do I redeem my cash/rewards?

Visit the ScoreCard Rewards website to browse travel and merchandise options, check points, and to redeem your points.  

Do rewards points expire?

No, points earned on your Visa Signature Rewards Credit Card do not expire.

See full terms and conditions for full details.

Is there a limit to cash back and points I can earn?

No, with the Visa Signature Rewards Credit Card you earn unlimited 1.5% cash back (or 1.5 points) for every dollar spent on qualifying net purchases.

There is no limit to the cash back or number of points you can earn, and points never expire.

See full terms and conditions for full details.