RV Loans for motorhomes & travel trailers

The outdoors is calling, you should probably answer! Say "yes" to new adventures with an RV Loan from Arizona Financial.

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Boats
ATVs & UTVs

RV Loan Rates

Whether you're looking to purchase a new or used RV, our competitive RV Loan rates make owning your home-on-the-road affordable.
Term
Fixed APR*
as low as
Minimum Loan
Amount
Term
60 Months
Fixed APR*
as low as
7.74%
Minimum Loan
Amount
$10,000
Term
90 Months
Fixed APR*
as low as
8.24%
Minimum Loan
Amount
$30,000
Term
120 Months
Fixed APR*
as low as
8.49%
Minimum Loan
Amount
$40,000
Term
144 Months
Fixed APR*
as low as
8.74%
Minimum Loan
Amount
$50,000
Effective November 1, 2023

* Annual Percentage Rate. APR shown is the lowest available rate for new and used RV Loans. Actual APR based on borrower’s credit history, year of vehicle and loan terms. Membership required based on eligibility. Loan payment example: $19.91 per month for each $1,000 borrowed at 7.74% APR for 60 months. Not all applicants may qualify.

* Annual Percentage Rate. APR shown is the lowest available rate for new and used RV Loans. Actual APR based on borrower’s credit history, year of vehicle and loan terms. Membership required based on eligibility. Loan payment example: $19.91 per month for each $1,000 borrowed at 7.74% APR for 60 months. Not all applicants may qualify.

Get Started

  • Apply online, get a quick decision
  • No application fee
  • Financing for new and used RVs
  • Flexible loan terms up to 144 months
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Easy RV Financing & Refinancing!

Arizona Financial has loan options for all your outdoor activities. If you have a recreational loan somewhere else, ask us about potential savings when you refinance with us. Our loan underwriters are located right here in our neighborhood branches and are waiting to hear from you!
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Low, Fixed-Rate Financing

Have confidence that your monthly RV Loan payment will be affordable and consistent, even as the market changes.

No Application Fees

Save your hard-earned money for more important things. Like an outdoor patio setup for your new RV or camper.

No Prepayment Penalties

Enjoy the outdoors knowing you have the ability to partially or fully prepay your loan at any time without prepayment fees.

Flexible Terms

Recreational vehicles come in different sizes and price points. We offer flexible, budget-friendly terms for all loan sizes.

OUR BEST RV LOAN RATES - NEW OR USED

RV Loan Calculator

Explore estimated monthly RV Loan payments using different loan amounts and interest rates. When you find what works for your budget, you'll know how much to spend on your RV.

  • Email yourself the results so you have them as you shop
  • To know exactly what you can spend, apply for pre-approval with our easy online application

This calculator is for informational purposes only and its use does not guarantee an extension of credit.

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Financing for Your Fifth Wheel, Travel Trailer or Camper

Our financing options don't stop at RVs. You can get out and enjoy nature with an affordable monthly payment that makes owning a new or used fifth wheel, travel trailer, or camper easier than you think.

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camper trailer in the woods
woman in baseball hat and sunglasses sitting on a lawn chair outside an rv

GAP Insurance

Your new RV's value could depreciate quickly – sometimes faster than you can repay the loan. If your RV is ever stolen or damaged beyond repair, a GAP policy helps cover the additional out-of-pocket expenses insurance won't cover.

  • Pays your insurance deductible
  • Provides a credit toward a replacement
  • Covers the difference between what your insurance covers and what is still owed on the loan
  • Cost can be included in your monthly RV Loan payment

Ask about a GAP policy when you apply for your RV Loan, or contact us for details.

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Debt Cancellation

When the unexpected happens – like job loss, death or a serious injury or illness – paying the bills can become a real burden. Make sure you and your family are protected with a debt cancellation plan from Arizona Financial:

  • Covers your monthly payments or pays off your loan
  • Protects your credit rating during difficult times
  • Provides income during involuntary unemployment

Ask about Debt Cancellation when you apply for your RV Loan, or visit the Debt Cancellation page.

Debt Cancellation
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RV Loan Resources

Calculator

How Much RV Can I Afford?

Use this car calculator to enter the monthly payment you are able to make.

Access Calculator
Blog Post

Pros and Cons of New and Used Vehicles

Trying to decide if it’s better to buy a new car or a preowned car is a tough decision. To make your decision a little easier, we’ve outlined the pros and cons of each.

Read More
Blog Post

Extended Warranties - Are They Worth the Cost?

We’ve all asked this question at some point when purchasing a vehicle. In some cases purchasing a warranty is a must-have, other times it may be a waste of money.

Read More
Calculator

How Much Will My Auto Payments Be?

Calculate your monthly car payments with this calculator.

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Calculator

Should I Lease or Purchase a Car?

Use this calculator to calculate your monthly payments and total net cost.

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Calculator

Should I Accelerate My Auto Payments?

See how extra payments will affect your auto loan.

Access Calculator

Frequently Asked Questions

How can I apply for an RV loan at Arizona Financial?

Members can apply online, call 602-683-1000 or stop by one of our branch locations for assistance.

Do you offer debt cancellation?

Yes, we offer debt cancellation to help you when the unexpected happens – like job loss, death or a serious injury or illness.

Make sure you and your family are protected with a debt cancellation plan from Arizona Financial:

  • Covers your monthly payments or pays off your loan
  • Protects your credit rating during difficult times
  • Provides income during involuntary unemployment

Ask about debt cancellation protection when applying for your loan or contact us for details.

Can I apply if I haven't found the recreational vehicle or camper that I want yet?

Yes! We’d love to help you get preapproved so you can shop for your RV or camper with confidence. You can get preapproved online, by phone at 602-683-1000, or at any one of our branch locations. 

Do you offer RV or motorhome loans? What about boats?

Yes! We offer several options for RV & Motorsport Loans. This includes:

  • Motorhomes
  • Fifth wheel, travel trailers & campers
  • Boats & jet skis
  • ATVs & UTVs
What insurance requirements do you have for RV Loans?

We require our members have full coverage on any vehicle in which Arizona Financial is the lien holder.

If you switch insurance, please remember to send in a new proof of insurance. If insurance lapses, you may be subject to force-placed insurance and any costs associated with it.

What are the current RV Loan rates?

You can find today's rates at the top of this page.