Simplify Life with a personal loan

Our personal loans provide the flexibility you need to consolidate debt into one simple payment or cover expenses.

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Get The Money You Need

Whether you're looking to make a big purchase, consolidate your bills, or cover an unexcepted expense, a personal loan from Arizona Financial can help! With low rates and a predictable repayment schedule, we can provide the flexibility you need.

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No Application Fee

Explore your options and apply today without having to pay an application fee.

Low, Fixed Rates

Have confidence knowing you'll have a fixed monthly payment that won't increase during your loan term.

Quick Application Process

Apply online 24/7, and enjoy our simple application and local, fast decision-making and loan approvals.

No Prepayment Penalties

Paying your loan off early should be your ultimate goal! We'll celebrate with you when you make your final payment.

Personal Loan Rates

Our low, fixed personal loan rates offer an affordable and stable payment that fits into your budget.
Term
Fixed APR*
as low as
Minimum Loan
Amount
Term
36 Months
Fixed APR*
as low as
10.75%
Minimum Loan
Amount
$500
Term
48 Months
Fixed APR*
as low as
12.25%
Minimum Loan
Amount
$500
Term
60 Months
Fixed APR*
as low as
13.25%
Minimum Loan
Amount
$500
Effective March 1, 2023

*Annual Percentage Rate. APR shown is the lowest available rate. Actual APR based on borrower’s credit history, collateral and loan terms. Membership required based on eligibility. Loan payment example: $32.62 per month for each $1,000 borrowed at 10.75% APR for 36 months.

*Annual Percentage Rate. APR shown is the lowest available rate. Actual APR based on borrower’s credit history, collateral and loan terms. Membership required based on eligibility. Loan payment example: $32.62 per month for each $1,000 borrowed at 10.75% APR for 36 months.

Personal Loan Application:

FIND THE PERFECT PAYMENT

Personal Loan Calculator

Explore your payment options with an Arizona Financial Personal Loan. Determine which term and loan amount create your ideal payment. Remember to email yourself the results for quick access to the best solution.

  • No Collateral Required
    No need to use your car or home as collateral for this loan. This unsecured loan is granted based on your creditworthiness and promise to repay.
  • Fast Funding
    Our local, quick decisions offer you the opportunity to apply for your personal loan today and receive funds quickly!

Your actual term and payment will be provided upon acceptance of an Arizona Financial loan. This calculator is for informational purposes only and its use does not guarantee an extension of credit.

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Frequently Asked Questions

If I have bad credit, can I qualify for a loan?

Arizona Financial reviews a number of factors before making a decision on the loan, including credit and each member’s unique situation.

If you would like to discuss the details of your current financial picture before applying, simply call our loan experts at 602-683-1730.

How long does it take to get a personal loan?

A typical Personal Loan takes anywhere from 2-4 business days. 

Do I have to be a member of Arizona Financial to get a loan?

To take advantage of Arizona Financial benefits, including competitive loan rates – membership is required. It's simple to become a member. You just have to meet one of our membership eligibility requirements.

Do you offer debt consolidation loans?

We have a number of options available for debt consolidation, including personal loans, home equity loans or even a first mortgage.

Our loan experts will review your unique financial situation to help you decide which options might best fits your needs.

If you would like to discuss options before applying, simply call our loan experts at 602-683-1730.