Mortgage Options
that make home ownership a reality

Whether a first time home buyer, purchasing your dream lot and custom home, or tapping your home’s equity – our low refinance and mortgage rates will make it easy.

Find a Mortgage Loan That
Meets Your Needs

Arizona Financial offers a variety of mortgage loan options that focus on the best rates and terms to get you into the home of your dreams.

Buy or Refinance a Home

  • Conventional, FHA, VA and Jumbo financing available
  • No pre-payment penalties 
  • Choose from a variety of terms: 10, 15, 20, 25 or 30 years
  • As little as 3% down loan options
  • Local experts and quick decisions

Learn More

Buy or Build Your Dream Home

  • Convenient one-time close
  • Adjustable rate loans with initial fixed rate period of up to 10 years
  • Local decision making and draw disbursement approval
  • Flexible construction schedules
  • Lot loans for when you’ve found a lot but aren’t ready for construction
  • Renovation or Tear Down loans when you have the perfect plans

Learn More

Unlock Your Home's Equity

Home Equity Line of Credit
  • No closing costs or fees1
  • Flexible access to your funds
  • Variable interest rate

Home Equity Loan

  • No closing costs or fees1
  • One-time lump sum loan 
  • Fixed interest rate

Learn More

1 Property insurance required.

man and woman high fiving with moving boxes in the background

Buying or Building Your Dream Home is a Major Milestone

Owning a home can represent a sense independence and freedom, and the benefits of investing in a home may include appreciation, home equity, tax deductions, and deductible expenses.1

Our Mortgage Originators will guide you through the process. Connect with an expert today!

1 Consult a tax advisor. 

The Equity in Your Home is a Powerful Financial Tool

  • Remodel that special room in your home 
  • Make those repairs you’ve been putting off 
  • Consolidate debt and make only one payment

With a Home Equity Loan from Arizona Financial1 there are no closing costs or fees,2 no prepayment penalty and no annual fee.2

1 Membership required based on eligibility.

2 Property insurance required.

Kitchen Remodel Plan

Our Team of Experts Will Help You from Start to Finish!

At Arizona Financial, our local experts will guide you through the mortgage loan process.
New Mortgage, Lot or Construction Loan: Apply Now  or Contact a Loan Originator
Home Equity Loan or Line of Credit: Call 602-683-1000 or visit one of our branches