Momentum Blog

Avoiding Insufficient Funds: Tips for Arizona Financial Members

Understanding and managing your finances is vital to a healthy financial life. One crucial aspect is grasping the concept of insufficient funds, also known as non-sufficient funds (NSF). If you ...
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Why Consider a Joint Bank Account? Insights from Arizona Financial

Managing finances can be complex, especially when multiple people are involved. If you’re sharing expenses with a spouse, a partner, or even a family member – a joint account can be a powerful tool ...
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Switching Banks Made Easy | Everything You Need to Know

Switching banks or financial institutions might seem complicated, but modern tools for transferring money like electronic transfers (ACH transfers), wire transfers and online banking make it much ...
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What is the Prime Rate & Why Does it Matter?

Any time you hear financial news or see information about loans and mortgages – you may see the term “prime rate” or “prime” used a lot. That’s because the prime rate affects every level of the ...
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How Budgeting Apps Can Transform Your Financial Health

Managing your finances has never been easier, thanks to technology and apps that can allow you to track your finances at the touch of a button. These powerful tools can transform your financial ...
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Inactive Bank Accounts: What Happens to Your Money & Escheatment

Imagine you’ve got a stash of cash hidden under your mattress, but you forget all about it. Now, picture the state stepping in to take care of it for you. That’s essentially what happens with ...
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Beyond Basic Banking | Maximizing the Benefits of Your Checking Account

A checking account is an essential financial tool that provides easy access to your funds for daily transactions, bill payments, and more. However, there's more to a checking account than just basic ...
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Side Hustle Secrets: Creative Ways to Make Extra Money

Are you ready to unlock the secrets to padding your pockets with some extra cash? Whether you're saving up for that dream vacation, paying off debt, or just looking to give your bank account a little ...
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Financial Wellness: Benefits of Personal Financial Coaching

Are you tired of feeling like your finances are running the show instead of you? Ready to take control and make your money work for you? Say hello to personal financial coaching – your ticket to ...
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