Introducing Free Checking: Same Account, No Monthly Fee

Oct 03, 2023

Arizona Financial is excited to announce we’re making banking easier with the introduction of free checking for our members.

No monthly service fee, no transaction requirements!
With the roll out of free checking in September, the Checking Plus Account will no longer have a $3 monthly service fee – and there are no minimum transaction requirements for free checking.

This change is automatic. If you already have a Checking Plus Account, there is nothing you need to do to enroll or be eligible for free checking.

All AZ, no BS!
That’s right – no Banking Surprises when you bank with us! Our free Checking Plus Account comes with great features and benefits like these.

  • No monthly service fee1
  • No minimum balance requirement
  • Nationwide access to 30,000 ATMs
  • Free identity protection and credit monitoring services
  • Built-in account protection tools with the CardPowerTM app

Supports AZ causes
Plus, with our exclusive Local Causes Visa debit card – you help support local nonprofits right here in Arizona every time you shop!

$200 bonus for new accounts
Tell your friends and family – they can get a $200 bonus when they become a member.

As part of this special promotion, new members opening a Checking Plus Account can earn a $200 bonus. To qualify, new member must set up  direct deposit(s) with a combined total of $1,000 or more per month within 60 days of account opening, and have an account balance of $500 or more on the 60th day after the account is opened.2

Promo code FREE2024
To open a new account, they can go online and enter the promo code “FREE2024” when prompted. If opening at one of our branch locations, they’ll need to mention this special offer when opening their account.

Learn more here:

1 No monthly service fees. Fees may apply for certain account services, including stop payment fees, non-sufficient funds fees, out-of-network ATM fees, and overdraft privilege services. Minimum opening deposit of $20. For current fee schedule, visit

2 Visit for terms and conditions.