Mortgage Loan Originators

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(602) 499-6979
NMLS#: 322957

Greg started his banking career in 1992 as a management trainee with FirstBank Holding Company of Colorado. During his six years with FirstBank, Greg was ultimately promoted to Vice President and ran one of the banks busiest locations in Castle Rock, Colorado. In 1998, Greg moved to the Phoenix area and started his mortgage lending career with State Savings Bank.

Over the last 20 years, Greg has been highly successful servicing his clients because of his attention to detail, strong work ethic, and focus on what is best for the borrower given their specific situation and needs. He has established himself as a loan officer who can handle all of your home financing needs. With his experience as a mortgage loan originator and a manager of the credit union’s servicing and construction departments, Greg has the ability to guide you through the entire lending process. He has the ability to handle your purchase and refinance transactions and has extensive experience handling lot loans, one-time close construction loans, and spec home construction loans. Greg is a very good portfolio lender and can put deals together that others find difficult to get done.

(480) 275-0032
NMLS#: 989577

Thad Flores has been a Senior Loan Originator with us for 4 years and has originated mortgages for over 20 years. Thad was also a licensed residential real estate appraiser for 5 years. Thad has specialized in jumbo loans, loans for the self-employed, lot loans and construction loans. Thad’s greatest assets are his honesty and integrity, his focus on great service, and his knowledge of the mortgage industry.

As your experienced and dedicated lending professional, it is my duty and my responsibility to ensure you fully understand the home financing options I can offer you. This is crucial to ensure you are making the best choice for you, your financial situation and your long- and short-term financial goals.

Together we’ll look at your finances, your current situation and your plans for the future to determine the type of financing that will best suit your needs. A home is the largest purchase most people make in their lives. Let’s make sure we do it the right way. I look forward to providing you with excellent expert service.

(602) 384-4178
NMLS#: 2402291

"It is the relationship, not the transaction that counts!"

This mantra, a strong work ethic, his attention to detail, and a genuine vested interest in his clients' success is how Scott has been professionally successful over the past 30+ years in the consulting, sales, real estate and finance markets.

Working all four sides of the residential real estate equation (buyer/seller/Realtor/lender), Scott's philosophy of having all parties at an amicable stage before moving forward mirrors Arizona Financial's mission of producing mutually beneficial results for all parties.

Of course Scott can provide lending solutions that "fit-in-the-box," but more importantly, members can capitalize on his 30+ years of experience creating WIN-WIN portfolio lending solutions for construction loans, lot loans and other one-off scenarios. To see how Scott might be able to help you, please use the links above – or feel free to call him directly to discuss your individual scenario, and yes, he does answer his phone!

Remember, we say "yes" a lot more than we say "no," so let's spend a few minutes to see if Arizona Financial can design an amicable solution for your needs.

(480) 421-8218
NMLS#: 714724

Thanks so much for taking the time to learn a bit more about me and my experiences! I have over 15 years of experience in the mortgage lending industry. I take pride in my professionalism and ability to make the dream of home ownership a reality for thousands clients I’ve had the opportunity to provide service to over the past decade. At my very core, I value helping others to realize their dreams which is why mortgage lending is the perfect career for me. I eagerly look forward to the opportunity to put my knowledge and premium service to work for you!

I recently relocated from central Illinois to the Valley of the Sun. I have an older brother who is a real-estate broker here in the Phoenix area and also manages a team of real estate professionals in Illinois. We occasionally have the opportunity to serve mutual clients, resulting in an unheard level of service!

When I’m not working, I enjoy being actively engaged in the community, getting back into the swing of my golf game (pun intended), and being the best fur-mom I can be to my Airedale, Oakley, and my labradoodle, Ozzie.

(602) 885-7677
NMLS#: 209195

Richard started his banking career in 1988 as a management trainee. In 1990, he helped start and run a mortgage broker firm for 19 years. Over the last 30 years, Richard has been highly successful servicing his members because of his attention to detail, strong work ethic, and focus on what is best for the member given their specific situation and needs. He has established himself as a loan officer who can handle all of your home financing needs. With his experience as a mortgage loan originator, Richard has the ability to guide a member through the entire lending process. He has the ability to handle your purchase and refinance transactions and has extensive experience handling lot loans, one-time close construction loans, and spec home construction loans. Richard is a very good portfolio lender and can put deals together that others find difficult to get done.

(602) 683-1430
NMLS#: 1864086

I began my career with Arizona Financial in 2018 after relocating from Washington state. I held several banking and training positions within our local credit union branches before moving into the residential lending department as a Mortgage Loan Originator.

I grew up in Spokane, Washington and graduated from Eastern Washington University with a Bachelor's Degree in Business Administration with a focus in Finance. I have found the professional experience I've obtained since then to be quite helpful in understanding the financial needs of our borrowers, their goals, and finding a way to make those dreams a reality.

Purchasing or refinancing a home is a significant step in life to accomplish. I welcome the opportunity to use my knowledge and experience to assist with each step along the way from initial application all the way through the closing date and beyond. Between myself and our excellent support staff, I am confident that we can help you achieve your mortgage-related goals!

(602) 683-1719
NMLS#: 1726192

I began my career in the financial industry since 2014 and have been a part of Arizona Financial since 2017. Born and raised in New Jersey, I was also given the opportunity to study and attend high school in Mexico graduating with an accounting degree. This opened the doors to my financial literacy while also enhancing my fluency in Spanish providing me the ability to help my Hispanic Community with the same care and dedication.

As a young professional, I aspire to be a coach and mentor to those who seek and need guidance in home financing, because everyone deserves to not only have the home of their dreams, but also being met with customized solutions, financial education, and empowerment to make those wise decisions. Growing and sharing my knowledge is one of my biggest attributes, as my willingness to help and eagerness to provide solutions will help my community achieve their goals as I am mine.

(602) 818-2504
NMLS#: 630255

Laura is a veteran mortgage loan originator based in Phoenix with over 25 years of experience and is committed to providing customized home buying solutions to all her clients. She has extensive experience in all types of residential financing including jumbo, conventional, government, down payment assistance, and home equity.

Understanding the borrower’s personal goals and financial situation – whether a first time buyer or an experienced investor – Laura uses a consultative approach to establish trust and to educate her clients on the options available to make the right decision in home financing. As the mortgage industry guidelines change and rates increase and decrease, Laura utilizes her vast experience to help her borrowers make wise financial decisions when buying or refinancing their home.

Providing outstanding member service is her priority – for both her borrowers and her Realtor partners. Her real passion is to fulfill her borrowers dreams and create lifelong memories through homeownership.

(602) 625-0795
NMLS#: 527442

I am an experienced mortgage loan originator and manager based in Arizona. I have more than 18 years of experience and I am committed to providing customized home lending solutions to all members, whether you are a first time buyer or a person who has completed many real estate transactions.

I use a consultative approach to educate my members on the options available so they can make the right decision regarding their needs. I have extensive experience in all types of residential financing including jumbo, conventional, government, down payment assistance, remodeling, lot and construction lending.

With my experience as a mortgage loan originator and as a manager, I have experienced almost all situations that can come up during the mortgage process and have the ability to guide you through the entire process. I am a veteran portfolio lender and can put deals together that others find difficult to get done.

I provide outstanding member service which ensures a great experience in your mortgage process.

(480) 868-8237
NMLS#: 1585959

As market conditions change, including interest rates, the need for caring loan officers is becoming more evident in helping consumers identify and assess the best financial products available. Ecommerce and other technologies have been creating a paradigm shift within the mortgage industry that has added to the confusion and stress of many consumers.

It is my objective to find the right mortgage product for my clients that not only is affordable but also makes the home buying experience easy and convenient.

I began my career in the mortgage industry as a sales representative many years ago and got licensed as a Mortgage Loan Originator so I could best represent the consumer throughout their entire process.

A beloved mentor had taught me that communication is the cornerstone to building trusting relationships. Every day there are new opportunities to embrace unique situations with the intention of doing what is right for the client while building long-lasting business relationships.

In our culturally diverse society, there is still no place like home and everyone should have that safe place and sanctuary to share with their loved ones. This is what drives my passion and that is why I want be part of your home buying process.

(602) 683-1213
NMLS#: 1041497

Taking the first step to qualify for a home loan can be stressful and overwhelming. It is a passion of mine to educate, guide and offer simple solutions to help my members qualify for a home loan.

I understand the importance and meaning of owning your own home, and it is such a privilege for me to know that I helped someone achieve “The American Dream.” It is this belief that drives me to work effortlessly to ensure my members receive the best service every step of the way by offering a stress free, easy to understand loan process every single time.

I use my experience in home mortgage lending to assist you – whether you’re a first-time home buyer, looking to buy another property or ready to refinance your existing home, I will be there. I’ll make sure to educate you about your options so that you can concentrate on making the best decision that meets your needs. I am also fluent in Spanish, allowing me to better serve the Hispanic community.

(602) 683-1286
NMLS#: 376918

I began my career in the financial industry in 2004 as a debt consolidation counselor before entering the world of mortgage lending as a mortgage lending specialist.

Over the last 15 years, I’ve continued to fine tune my skills as a mortgage loan originator at several major banking institutions and mortgage brokerages.

Through my expertise and honest willingness to assist first-time home buyers with their purchase, or current homeowners with their mortgage refinance needs, I am able to help our members reach their goals.

I truly believe in doing what is best for our members and strive to cater to their specific and individual needs. I’m dedicated to helping our members here at Arizona Financial achieve and maintain the American dream of homeownership.

(602) 683-1760
NMLS#: 446508

I began my career in banking in 1992 and have over 20 years of experience in mortgage lending.

I joined Arizona Financial’s mortgage department in 2016 and have a passion for providing outstanding mortgage experiences for our members. I’m devoted to finding the best mortgage loan for each member’s specific financial situation to ensure you have a great experience.

When I’m not at the office, my favorite activity is enjoying the outdoors with my family and dog Chewy.

(480) 789-2482
NMLS#: 2023624

As a Mortgage Loan Originator, it is my job to assist you with all your home financing needs from the beginning application all the way through closing. Whether you are looking to purchase that new dream home or lot, refinance your existing mortgage to take cash-out or save money, or even build that dream home, I am able and excited to assist you! Throughout my entire career, helping people achieve their goals has always been my number one objective – and I hold myself to that principle every single day.

I grew up in Cave Creek, Arizona, and attended the University of Arizona where I graduated with a Bachelor's Degree in Marketing from the Eller College of Management. I've been fortunate to call Arizona home almost my entire life, so it brings me great joy to assist my neighbors in the state here at Arizona Financial.

I am very passionate in making the home financing process as smooth and easy as possible, and I strongly believe in maintaining clear lines of communication with you while working together. The most important thing is understanding your specific financial situation, your needs, and your goals, so I will always be a listener first. I will do whatever it takes to get your deal done.