Meet
Scott Kerbaugh

Sr. Mortgage Loan Originator,
Construction Loan Specialist


602-384-4178 • NMLS#: 2402291

 

Tattooed couple wearing white shirts sitting at laptop smiling after applying for mortgage refi

Why You Should Work With Scott

"It is the relationship, not the transaction that counts!"

This mantra, a strong work ethic, his attention to detail, and a genuine vested interest in his clients' success is how Scott has been professionally successful over the past 30+ years in the consulting, sales, real estate and finance markets.
Working all four sides of the residential real estate equation (buyer/seller/Realtor/lender), Scott's philosophy of having all parties at an amicable stage before moving forward mirrors Arizona Financial's mission of producing mutually beneficial results for all parties.

Of course Scott can provide lending solutions that "fit-in-the-box," but more importantly, members can capitalize on his 30+ years of experience creating WIN-WIN portfolio lending solutions for construction loans, lot loans and other one-off scenarios. To see how Scott might be able to help you, please use the contact links – or feel free to call him directly to discuss your individual scenario, and yes, he does answer his phone!

Contact Scott

Complete the form and Scott will contact you within one business day. 


How Much House Can You Afford?

Use our free online calculator to see what your mortgage payment could be at different rates and terms. When you see a payment that works for you, email the results to yourself so you have it for reference. To see what you can really spend, get preapproved before you shop.

SEE HOW MUCH HOUSE YOU CAN AFFORD

Mortgage Calculator

Explore the possibilities with our mortgage calculator and see how affordable homeownership can be! Try a few different rates and terms to see what works for your budget and unique financial situation. Don’t forget to email yourself the results!

  • Our Team Can Help
    Our loan originators are here to guide you through your home buying journey and reduce the stress so you can enjoy the process.
  • Apply Online
    When you are ready to get preapproved, apply at a time and place that works for you 24/7 with our simple online application.

Your actual term and payment will be provided upon acceptance of an Arizona Financial loan. This calculator is for informational purposes only and its use does not guarantee an extension of credit.

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