Member Benefits & Discounts

May 26, 2023

Your membership with Arizona Financial is so much more than just an account. The credit union, as a not-for-profit financial provider, returns surplus capital to members through competitive rates on loans and deposits, lower fees and exclusive benefits. Make the most of your membership – don't miss out on these valuable discounts and benefits!

Member Bonus Payout

bonus-payout-150When the credit union performs well, we reward members with an annual Member Bonus Payout on eligible accounts. Since 2012, we've paid out more than $51 million to eligible members.

Free identity theft protection & credit monitoring

id-protectCredit monitoring, fraud reimbursement plus free access to your credit report and credit score. 

As a member of Arizona Financial, it's included at no-cost to you and your family members.

Community-focused debit cards: You shop, we donate

debit-cardsWith our debit card giveback programs, we’ve created a simple way for members to give back to the community through everyday transactions.

Each time you make a purchase with one of our exclusive debit cards, we make a donation that supports local nonprofits!

  • 100 Club of Arizona Visa® debit card
  • Arizona Humane Society Visa® debit card
  • Local Causes Visa® debit card

Insurance services

insuranceFree insurance reviews (auto, home, pets, etc.) so you can be sure you have the right coverage at a fair price. Call 602-683-1045 or get a quote online.

Car buying services

macOur partners at Members' Auto Center can help you locate the perfect new or used vehicle at a great, no-haggle price.

Just let them know what you're looking for and they'll search their network of dealers to find the vehicle that's right for you!


zelle-1Send and receive money fast with Zelle® right from online banking or our mobile banking app. (Available for personal accounts only.)

Discounted tickets

discount-ticketsGet discounts on tickets to Disneyland® and Phoenix Rising FC matches. Log in to online banking and click the “Member Benefits” tab for Phoenix Rising discounts.

For Disneyland vacation discounts, visit the Get Away Today website at

CardPower app

card-powerThe CardPowerTM  app is like a remote control for your Arizona Financial Visa® cards, allowing you to turn your cards off/on, get activity alerts, set spending limits and more.

Download it in the App Store or Google Play.

Nationwide account access

coop-atmAccess your account at more than 5,000 credit union branches and 30,000+ surcharge-free ATMs as part of the CO-OP shared branch and ATM network.

Money Management

money-mgtYour online personal financial management tool for help tracking spending, creating budgets and seeing your entire financial picture in one place. Log in to your account to get started.

Skip a payment

10Want to free up some cash for summer vacation, tax time, the holidays or anytime of year?

You can skip a payment on eligible credit cards and loans once a year. Log in to your account to get started.

Debit card cash back offers

cash-back-offers-debitEarn cash back with your debit card when you shop and dine at participating merchants. To get started, log in to your account and go to "Cash Back Offers."