During uncertain economic times, managing your money can be stressful — whether you're trying to stretch your paycheck, cover an unexpected expense, or keep everyday spending in check. That’s why Arizona Financial offers smart, flexible tools to help you stay ahead.
From Early Pay Deposit that gives you access to your paycheck sooner, to CashPlease® short-term loans and Buy Now, Pay Later options, these services are designed to help you make the most of your money — when you need it most.
Here’s a look at how these tools can help you maximize your cash flow and feel more confident about your finances.
Get access to cash & improve your cash flow
Early Pay Deposit
Get your paycheck early! Available on select checking accounts, you’ll get access to your direct deposits up to two days early.
Zelle®
Transfer money safely and quickly between family and friends, with no transaction fees! To enroll in Zelle, just log in to online or mobile banking.
CashPlease® short-term loans
When you’re short on money and short on time, get access to funds in 24 hours or less. Qualified members will see offers to Get Cash (up to $1,000) in online banking and the mobile app.
Cash advances
Borrow from your Arizona Financial Visa credit card, with no fee, for quick, online access to the money you need to cover financial emergencies or to consolidate debt.
Skip-A-Payment program
Free up some cash with our skip a payment program on eligible loans and credit cards, once a year. Just log in to your account to see if you’re eligible.
Stretch your paycheck further
Buy Now, Pay Later offers
Split a large debit card purchase into a few smaller payments with Buy Now Pay Later, with no credit checks, so you can spread out payments over time. Log in to your account to see your offers.
Manage spending & budgets
Money Management Tool
Take control of your finances with our free Money Management Tool. Get a picture of where your money goes, create a budget and track expenses across all your bank accounts. Log in to online or the mobile app to get started.
Card Controls
Turn your credit and debit cards on/off, set transaction controls and travel notices, from your online and mobile banking account. Card Controls is not available for business online banking.
Exclusive member services
Car buying services
Save time, money and let our partners at Members Auto Cener do the shopping. Plus, members can get up to 0.50% rate discount when they finance through Arizona Financial.
Wills & Trusts online estate planning
Protect your family, home and assets with our affordable, online Wills & Trusts service through our partnership with Legal Karma. Learn more at ArizonaFinancial.org/Wills
Preapproved loan offers, check your account
Finally, to make it easy for members to apply for a loan or credit card, Arizona Financial members can check their account for preapproved offers for auto loans, credit cards, home equity loans and personal loans. You can also apply online at ArizonaFinancial.org.
