Get an extra 0.50% rate discount with an auto loan refinance

Get more mileage out of your budget when you refinance your auto loan from another lender with Arizona Financial.

Man Hugging car after refinancing auto loan

Refinancing comes with perks

Refinance your auto loan with Arizona Financial and enjoy these benefits, including competitive rates, flexible terms and a 0.50% rate discount.1
0.50% Rate Discount

Refinance a qualifying vehicle from another lender with Arizona Financial and get a 0.50% rate discount.1 That's an instant rate savings!

No Payments for 45 Days

Save money and avoid stress by not worrying about your first loan payment for up to 45 days.2

No Application Fees

Whether it's in person or our easy online process, you can be confident that applying for an auto loan at Arizona Financial won't impact your wallet.

Great Low Rates

Save money on your monthly auto loan payment by refinancing at a rate as low as 5.04% APR.3 Don't know your current rate? We can help! 

Hurry, this offer won't last forever!

Apply today and save with an extra 0.50% off our already low loan rates and make no payments for up to 45 days2! Its quick and easy! 

Auto Loan Rates

Whether you're looking to purchase a new or used vehicle, our low auto loan rates can help you achieve your goal.
Term
Fixed APR*
as low as
Minimum Loan
Amount
Term
60 Months
Fixed APR*
as low as
5.54%
Minimum Loan
Amount
$2,500
Term
72 Months
Fixed APR*
as low as
5.94%
Minimum Loan
Amount
$2,500
Term
84 Months
Fixed APR*
as low as
6.59%
Minimum Loan
Amount
$20,000
Effective February 1, 2025

* Annual Percentage Rate. APR shown is the lowest available rate, excluding discounts for auto buying and insurance services. Actual APR based on borrower’s credit history, year of vehicle and loan terms. Membership required based on eligibility. Loan payment example: $19.12 per month for each $1,000 borrowed at 5.54% APR for 60 months.

* Annual Percentage Rate. APR shown is the lowest available rate, excluding discounts for auto buying and insurance services. Actual APR based on borrower’s credit history, year of vehicle and loan terms. Membership required based on eligibility. Loan payment example: $19.12 per month for each $1,000 borrowed at 5.54% APR for 60 months.

Get Started

  • Extra 0.50% rate savings when you refinance!1
  • Apply online, get a quick decision
  • No application fee
  • Flexible loan terms that fit your budget

(1) Minimum loan amount of $2,500. Passenger vehicles and light trucks only. Current Arizona Financial loans do not qualify. Non-members will be required to open an account and become a member.  Offer may expire at any time. 
(2) For qualified members, first payment may be deferred for up to 45 days. Interest will accrue during that time.
(3) Annual Percentage Rate. APR shown is the lowest available rate for up to 60 months with discount for refinancing from another lender, excluding discount for insurance services. Actual APR based on borrower’s credit history, year of vehicle and loan terms. Membership required based on eligibility. Loan payment example: $18.89 per month for each $1,000 borrowed at 5.04% APR for 60 months

Auto Refinance Resources

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Auto Refinancing 101:
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Should I Accelerate My Auto Payments?

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How Much Car Can I Afford?

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Thinking of Buying a Car? Consider These Questions First

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