David Albertson
Chairman
Libby Bissa
Vice Chairman
Zeek Ojeh
Treasurer
Jeffrey Barton
Secretary
Kimberly Baldwin
Director
Debora Black
Director
Cathleen Gleason
Director
Bill Greene
Director
Jennifer Villalobos
Director
Find out what makes us unique and discover why banking locally in Arizona can help you reach your goals!
Founded in 1936, Arizona Financial is a locally-owned, not-for-profit financial cooperative that provides consumer and small business banking services to more than 180,000 members across Arizona. Become a member and find out what that means for you!
We're owned by our members and governed by an all-volunteer, member-elected Board of Directors. Arizona Financial exists for the benefit of all members, not Wall Street stockholders.
We recognize that by joining together in our financial cooperative business model, all our members are more empowered to take control of their finances and reach their goals.
With the power of more than 180,000 members participating in Arizona Financial, you get the convenience of a big national bank with the benefits of banking locally.
Participating members share in the success when the cooperative does well in the form of lower loan rates, higher dividend rates, and fewer and lower banking fees.
As a member of Arizona Financial, you have access to so many great benefits it can be a bit overwhelming.
Follow this guide to maximize your benefits now and throughout the year.
Whether personal or business related, our checking and savings account options provide everything you'd expect and a whole lot more, like monthly dividends, no monthly service fees, and identity protection services on select accounts.
Staying on top of your finances while you're on the go is simple using our easy-to-use mobile app. You can deposit checks, transfer funds, pay bills and more.
Load cash back offers to your Arizona Financial debit card and receive cash back when you dine or shop! It's easy to get started by logging in to online banking or the mobile app.
With Arizona Financial's Scorecard Rewards® program, you can earn points with our Visa® Signature Rewards or Platinum credit cards. Redeem your points for merchandise, travel and even cash back!
Activate ID Protect™ services that include credit report and dark web monitoring to help protect against identity theft and fraud. View your credit report and score every quarter. It's available for members with select checking accounts, at no additional charge!
Our Card Controls feature, available in online banking and the mobile app, allows you to turn your Visa® cards off or on, set up alerts, and activate other personalized controls to protect your account and your money!
Members Across Arizona
Assets
(as of April 2025)
Branches and ATMs with Member Access
Fourth Quarter 2026
As we approach the end of another year, I’m reminded of what makes Arizona Financial so special: the difference we can make when our members, employees and community partners come together to support the places we call home.
Make a difference with every purchase
One of my favorite examples is our Local Causes debit card giveback program. Recently, the Arizona Financial Foundation awarded $400,000 in grants to local nonprofits whose work is making a meaningful difference in communities across the state. These grants are made possible in part by something many of our members do every day: use their Local Causes debit card.
Every time you make a purchase with your Local Causes debit card, Arizona Financial makes a donation to the Foundation to help fund these community grants. It’s an easy way to support organizations doing important work in our communities, at no additional cost to you.
If you’re looking for another way to give back before year-end, you can also make a tax-deductible donation1 to the Foundation at ArizonaFinancial.org/Foundation.
Free financial education in the community
Giving back also means helping kids, teens and young adults build a stronger financial future. That’s why financial education is such an important part of the credit union’s mission. Through programs like Bite of Reality, young people have an opportunity to learn important money-management skills through a fun, hands-on experience. If you know of a school or organization that could benefit from a financial education program, visit AZCreditUnions.com to learn more and request a workshop.
Happy holidays from your credit union family
As the holidays approach, I want to thank you for your membership and for trusting Arizona Financial to be part of your financial journey. Your support allows us to do more for our members and the communities we serve.
From all of us at Arizona Financial, we wish you and your loved ones a joyful holiday season and a happy, healthy New Year.
With gratitude,
Amy L. Hysell
See the latest edition of Momentum for more credit union news and updates.
1Consult your tax advisor.
We're always working to serve you better!
At Arizona Financial we're all about transparency. Here we provide our most recent financial updates to ensure you have the information you need about what's happening at your credit union.
As a not-for-profit financial cooperative, Arizona Financial is run by a member-elected Board of Directors. These unpaid representatives serve as member trustees and are responsible for establishing the credit union's policies and strategic direction.
Chairman
Vice Chairman
Treasurer
Secretary
Director
Director
Director
Director
Director
When reaching out to the Board of Directors, please complete the contact form and specify if you're directing your inquiry to a specific director. Please include your:
Our Supervisory Committee is comprised of volunteers who are appointed by the Board of Directors to represent Arizona Financial's members. This committee serves as our checks and balances to keep us on track.
The committee is responsible for ensuring that members' funds and interests are protected at all times. To accomplish this goal, the Supervisory Committee performs several specific duties including: overseeing an annual independent audit of the credit union, verifying members' accounts, reviewing internal accounting systems and controls, and ensuring that all policies and procedural guidelines are followed.
The Supervisory Committee works closely with our Compliance and Review Services department, confirming the reliability of controls in place and the consistency of the credit union's protection processes. Along with participating in monthly board meetings and planning sessions, the Supervisory Committee continues to serve members on an individual basis.
Chair
When reaching out to the Supervisory Committee, please complete the contact form and specify if you're directing your inquiry to a specific director. Please include your:
We work to better the lives of our members, and employees: real people from all walks of life. We invite you to explore open positions and become a member of the Arizona Financial family!
Learn MoreArizona Financial is not only a provider of consumer and small business banking services, we’re also dedicated to making a difference in the communities we serve by supporting local nonprofits across Arizona.
Learn MoreGet your account up and running by signing up for online and mobile banking, activating your Visa® cards, and learning about other helpful money management tools like Zelle®, and mobile deposit. It's all here in the Member Resource Center.
Learn More