With a deposit of $10,000 to open your Arizona Financial High-Yield Savings Account, you’ll enjoy earning higher returns from a financial services provider you can trust.
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Make Your $$$, Earn More $$$
Generate higher returns up to 5.30% APY** for your nonprofit – from a trusted local banking provider.
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High-Yield Savings: Earn up to 3.75%*
Our High-Yield Savings Account rewards you with a higher rate of return so you can make the most of your money. It's is a safe way to invest excess operating funds while keeping them easily accessible.
Opening Deposit
Convenient Access
Access your High-Yield Savings Account at one of our local branches, or quickly transfer funds within online banking or the mobile app.
Guaranteed Dividends
Watch your savings grow with confidence knowing your funds are guaranteed and insured up to $250,000 by the NCUA.
We're Here for You
You can rest easy knowing we're here to help you reach your financial goals, not outside stockholders or investors. In fact, we've been serving Arizona since 1936.
Business Savings Account Rates
Earn dividends when you maintain a balance of $25 or more in your Business Savings Account.
Account Name
Minimum to
Earn APY*
Earn APY*
Dividend
Rate
Rate
APY*
Account Name
Business Basic Savings
Minimum to
Earn APY*
Earn APY*
$25
Dividend
Rate
Rate
0.20%
APY*
0.20%
Account Name
Business High-Yield Savings
Minimum to
Earn APY*
Earn APY*
$10,000
Dividend
Rate
Rate
3.20%
APY*
3.25%
Account Name
Business High-Yield Savings
Minimum to
Earn APY*
Earn APY*
$500,000
Dividend
Rate
Rate
3.30%
APY*
3.35%
Account Name
Business High-Yield Savings
Minimum to
Earn APY*
Earn APY*
$1,000,000
Dividend
Rate
Rate
3.50%
APY*
3.55%
Account Name
Business High-Yield Savings
Minimum to
Earn APY*
Earn APY*
$2,000,000
Dividend
Rate
Rate
3.69%
APY*
3.75%
Effective December 2, 2024
* APY – Annual Percentage Yield. The dividend rate and yield may change every month as determined by the Credit Union Board of Directors. Fees may reduce earnings. No minimum opening deposit is required.
* APY – Annual Percentage Yield. The dividend rate and yield may change every month as determined by the Credit Union Board of Directors. Fees may reduce earnings. No minimum opening deposit is required.
Open Account:
High-Yield CDs:
Earn up to 4.50%**
With competitive rates and guaranteed returns, a Certificate of Deposit can get you closer to the goals of your nonprofit. It's a great option for those looking to invest with none of the risks, but all of the rewards!
Flexible Terms
Choose terms ranging from 6 months to 5 years. Select the term that works best with your needs!
Guaranteed Growth
Your earnings are guaranteed as long as your funds remain for the full term you select.
Low Opening Deposit
With as little as $1,000, you can open an Arizona Financial Certificate account and enjoy a risk-free investment.
Federally Insured
Your funds are federally insured up to at least $250,000 per depositor.
Business Certificate Rates
Competitive rates to help you meet your business goals.
Term
Minimum to Earn APY
Dividend Rate
Annual Percentage Yield (APY)
Term
6 Months
Minimum to Earn APY
$1,000
Dividend Rate
3.93%
Annual Percentage Yield (APY)
4.00%
Term
9 Months
Minimum to Earn APY
$1,000
Dividend Rate
3.98%
Annual Percentage Yield (APY)
4.05%
Term
9 Months
Minimum to Earn APY
$500,000
Dividend Rate
4.07%
Annual Percentage Yield (APY)
4.15%
Term
9 Months
Minimum to Earn APY
$1,000,000
Dividend Rate
4.17%
Annual Percentage Yield (APY)
4.25%
Term
11 Months
Minimum to Earn APY
$1,000
Dividend Rate
4.17%
Annual Percentage Yield (APY)
4.25%
Term
11 Months
Minimum to Earn APY
$500,000
Dividend Rate
4.31%
Annual Percentage Yield (APY)
4.40%
Term
11 Months
Minimum to Earn APY
$1,000,000
Dividend Rate
4.41%
Annual Percentage Yield (APY)
4.50%
Term
12 Months
Minimum to Earn APY
$1,000
Dividend Rate
3.69%
Annual Percentage Yield (APY)
3.75%
Term
18 Months
Minimum to Earn APY
$1,000
Dividend Rate
3.45%
Annual Percentage Yield (APY)
3.50%
Term
24 Months
Minimum to Earn APY
$1,000
Dividend Rate
3.20%
Annual Percentage Yield (APY)
3.25%
Term
36 Months
Minimum to Earn APY
$1,000
Dividend Rate
2.72%
Annual Percentage Yield (APY)
2.75%
Term
48 Months
Minimum to Earn APY
$1,000
Dividend Rate
2.72%
Annual Percentage Yield (APY)
2.75%
Term
60 Months
Minimum to Earn APY
$1,000
Dividend Rate
2.72%
Annual Percentage Yield (APY)
2.75%
Effective December 2, 2024
** APY – Annual Percentage Yield. Minimum opening balance and minimum to earn dividends is $1,000 for all Certificates. Dividends accrue from date of deposit and are compounded and credited monthly based on the average daily balance. Withdrawal of dividends prior to maturity will reduce your earnings. Certificates that renew automatically will receive the rate in effect on the date of renewal. There is a 10-day grace period at maturity. Non-renewals do not earn dividends after maturity. You have agreed to leave the principal of this account on deposit for the full term stated on your Certificate deposit receipt. If all or part of the principal is withdrawn before the maturity date, the Credit Union may charge you a penalty. Withdrawals resulting in a balance less than the required minimum must be closed. Penalty amounts may exceed earnings. Fees may reduce earnings.
** APY – Annual Percentage Yield. Minimum opening balance and minimum to earn dividends is $1,000 for all Certificates. Dividends accrue from date of deposit and are compounded and credited monthly based on the average daily balance. Withdrawal of dividends prior to maturity will reduce your earnings. Certificates that renew automatically will receive the rate in effect on the date of renewal. There is a 10-day grace period at maturity. Non-renewals do not earn dividends after maturity. You have agreed to leave the principal of this account on deposit for the full term stated on your Certificate deposit receipt. If all or part of the principal is withdrawn before the maturity date, the Credit Union may charge you a penalty. Withdrawals resulting in a balance less than the required minimum must be closed. Penalty amounts may exceed earnings. Fees may reduce earnings.
Open a Certificate of Deposit Today:
Banking on
Shared Values
As a local credit union, Arizona Financial offers a full suite of accounts and services to support the unique needs of nonprofits – helping your organization deliver on its mission.
- Shared mission & values: Much like nonprofits, we prioritize serving our members and the community.
- Financial advantages: We can offer better value, compared to the mega banks, allowing you to allocate more resources toward your mission.
- Focus on transparency: We're known for our straightforward approach , ensuring your organization receives the most out of its banking services.
- Tailored loan options: Instead of cookie-cutter choices, we offer loans specifically designed for your organization.
- Personalized service: You'll have a dedicated representative who understands your organization's needs and can offer tailored financial advice.
- Direct impact on your community: When you bank with us, your organization's funds are directly reinvested back into the same community you serve.
Nonprofits & Credit Unions:
A Perfect Match
Savings Account Resources
Link
6 Reasons Nonprofits Should Partner with a Local Credit Union
As a nonprofit, you strive to make a positive impact in the community. Wouldn't it be ideal if your financial partner shared those same values?
Read More
Blog Post
What are the Benefits of a CD Ladder?
While Certificates of Deposit can offer a reliable source of income for a set period, they may present some flexibility issues. Learn how a CD ladder can help overcome that concern.
Read More
Calculator
How Long Until I Reach My Savings Goal?
Setting a goal and making that commitment to reaching is rewarding. See how long it will take you to reach your savings goal.
Find OutFrequently Asked Questions
What's the difference between a bank and a credit union?
A bank is a financial institution that makes decisions on behalf of investors and shareholders. A credit union is a not-for-profit financial cooperative that is owned by its members.
Is my money insured?
Your funds are federally insured up to $250,000 per depositor by the National Credit Union Administration (NCUA). Visit the NCUA website to access the NCUA's FAQs and Share Insurance Estimator.
How do I qualify for membership?
You're eligible to open an account with us if you live, work, worship, attend school, or regularly conduct business in one of the follwing Arizona counties:
- Coconino
- Gila
- La Paz
- Maricopa
- Mohave
- Navajo
- Pima
- Pinal
- Yavapai
- Yuma