Members'
Auto Center
Fall Car Sale!

Get exclusive savings – now through September 28

Get Preapproved
Standing by car

A Better Car Buying Experience

Car buying has never been easier! Allow us to take the hassle out of finding your dream car.

  • Browse a selection of new and used vehicles online or in our air conditioned showroom.
  • Enjoy no payments for 90 days1 and qualify for a 0.25% rate discount on your auto loan.2
  • Our experts handle all the details – coordinating financing, managing delivery and inspecting your trade-in. 
  • Have your vehicle delivered to your home or office for a test drive3
  • Enjoy our easy application process with no application fees. Apply online or stop by one of our branch locations for assistance.

    Start Shopping
Members' Auto Center is offered through partnership with Centennial Leasing & Sales.

(1) On approved credit. For qualified borrowers, not to exceed 90 days from loan date on your Arizona Financial vehicle loan when you purchase at this sales event. Your loan will accrue interest during that time. 

(2) Receive a 0.25% rate discount on your Arizona Financial vehicle loan, on approved credit, when you purchase and finance through Members' Auto Center.

Rate discount only available with Arizona Financial auto loans. Auto loan rate subject to rate floor. Your actual term and payment will be provided upon acceptance of the loan.

(3) Vehicle delivery limited to Metro Phoenix area

Auto Loan Rates

Enjoy the purchase of your new or used vehicle  by taking advantage of our low auto loan rates. 
Term
Fixed APR*
as low as
Minimum Loan
Amount
Term
60 Months
Fixed APR*
as low as
6.04%
Minimum Loan
Amount
$2,500
Term
72 Months
Fixed APR*
as low as
6.44%
Minimum Loan
Amount
$2,500
Term
84 Months
Fixed APR*
as low as
7.09%
Minimum Loan
Amount
$20,000
Effective November 1, 2024

* Annual Percentage Rate. APR shown is the lowest available rate, excluding discounts for auto buying and insurance services. Actual APR based on borrower’s credit history, year of vehicle and loan terms. Membership required based on eligibility. Loan payment example: $19.28 per month for each $1,000 borrowed at 5.89% APR for 60 months.

* Annual Percentage Rate. APR shown is the lowest available rate, excluding discounts for auto buying and insurance services. Actual APR based on borrower’s credit history, year of vehicle and loan terms. Membership required based on eligibility. Loan payment example: $19.28 per month for each $1,000 borrowed at 5.89% APR for 60 months.

Get Preapproved for an Auto Loan:

Looking to order a car?

If you know exactly what you're looking for, we can help guide you through the order process.*

Our representatives work with dealerships throughout the Valley to get you the best experience.

Ready to get started? Simply complete the form on this page and one of our experts will contact you within one business day.

* Not all make and model options are available to order. For more information, complete the contact form to speak with a representative. Approval with Arizona Financial valid for 30 days. Rates are subject to change.

Contact Request

OUR BEST AUTO LOAN RATES - NEW OR USED

Auto Loan Calculator

How much car can you afford? Explore estimated monthly payments using different loan amounts and interest rates to find an amount that works for you and your budget.

* Rate discount only available with Arizona Financial auto loans. Auto loan rate subject to rate floor. Your actual term and payment will be provided upon acceptance of the loan. This calculator is for informational purposes only and its use does not guarantee an extension of credit.

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This was, by far and away, the best vehicle purchasing experience I've ever had. I typically dread car shopping because of all the chess games involved. Members' Auto Center is a no-haggle service, so don't expect to get anything less than what is advertised. I already did the research and the price for the vehicle I was interested in was fairly priced. They are very straightforward with what they do - tax, title, licensing, reasonable documentation fee and then the option for GAP coverage and extended warranty. More importantly, NO GAMES. While they do offer financing, I was already preapproved so the process was even more simplified. I'm happy to say that I've found a car buying service that I will gladly recommend and return to in the future. 
man-with-car
Matt Gericke - Credit Union Member