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OK, I’ll use a different browser Continue any way.What you’ll need to open your account today
- Debit or credit card to make a $20 deposit
- Valid driver's license, state ID card, or passport
- Enough information to pass those annoying verification questions (sorry, regulations...)
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Other stuff to know
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You must be 18 or older to open an account online, with up to two joint owners
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To open a kids account please visit a branch – we like to meet our youngest members in person
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To open a business or trust account please visit a branch – there’s just more paperwork
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We’ll verify your identity (and any joint owners’) as part of the account opening process1 – hey, it’s the law!
If you have any questions about opening an account or if you have any clever tips for getting the most out of life please give us a call at (602) 683-1000.
Account Type | Checking Plus | Young Adult Checking | Teen Checking3 | |||
---|---|---|---|---|---|---|
Minimum Opening Deposit | $20 | $20 | $0 | |||
Minimum Balance | $0 | $0 | $0 | |||
Monthly Service Fee | $3 Waived with 10+ qualifying transactions2 |
None | None | |||
Explore Checking Accounts
Everything you’d expect in a great checking account and a whole lot more, like monthly dividends and ID Protect™.
- Free online banking and bill pay
- Free mobile banking with mobile deposit
- 30,000+ surcharge-free ATMs
- Exclusive Visa® debit card designs – Arizona Humane Society, Phoenix Rising FC & 100 Club of Arizona
- Cash Back debit card offers
- CardPower™ mobile app – an on/off switch for your debit card
- Free access to ID Protect™ – credit score, credit report and identity protection services
- No minimum balance requirement
- Monthly dividends paid on balances of $25 or more
We can even instantly issue your Visa® debit card at the branch – so you have access to the funds in your account immediately.
Prefer a more personal touch?
Stop by one of our branch locations or schedule an appointment to open your account today!
For young adults 18-20 years old – all the same great benefits of our Checking Plus Account, with no monthly service fee.
- Free online banking and bill pay
- Free mobile banking with mobile deposit
- 30,000+ surcharge-free ATMs
- Exclusive Visa® debit card designs – Arizona Humane Society, Phoenix Rising FC & 100 Club of Arizona
- Cash Back debit card offers
- CardPower™ mobile app – an on/off switch for your debit card
- Free access to ID Protect™ – credit score, credit report and identity protection services
- No minimum balance requirement
- Monthly dividends paid on balances of $25 or more
To open a Young Adult Checking Account, stop by one of our branch locations, schedule an appointment or open an account online.
Start your financial journey with a Teen Checking Account for members 13-17 years old.
- No monthly service fee or minimum balance requirement
- Free online and mobile banking
- 30,000+ surcharge-free ATMs
- Instantly-issued Visa® debit card when opening account
- Cash Back debit card offers
- CardPower™ mobile app – an on/off switch for your debit card
- Free access to ID Protect™ – credit score, credit report and identity protection services
- Monthly dividends paid on balances of $25 or more
To open a Teen Checking Account, stop by one of our branch locations or schedule an appointment.
1 You understand and agree that the USA PATRIOT Act of 2001 obligates all persons seeking to open an account to fully comply with the identity verification requirements of the Bank Secrecy Act, as amended from time to time. Transactions to/from any accounts may be limited until ID verification of all applicable persons is completed.
2 Qualifying transactions to waive $3 monthly Checking Plus fee include debit/credit card purchases, ACH deposits and withdrawals (e.g., direct deposit, automatic bill pay), and checks written and cleared from your account.
3 Teen Accounts are not eligible for online account opening; stop by a branch to open your account.