Banks are so yesterday. Forget about Wall Street, we're located here in Phoenix on 44th St. and all 500+ of our employees are proud to call the Valley home - just like you do.

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Things you'll need:

What you’ll need to open your account today

  • Debit or credit card to make a $20 deposit
  • Valid driver's license, state ID card, or passport
  • Enough information to pass those annoying verification questions (sorry, regulations...)

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Other stuff to know

  • You must be 18 or older to open an account online, with up to two joint owners

  • To open a kids account please visit a branch – we like to meet our youngest members in person

  • To open a business or trust account please visit a branch – there’s just more paperwork

  • We’ll verify your identity (and any joint owners’) as part of the account opening process1 – hey, it’s the law!

If you have any questions about opening an account or if you have any clever tips for getting the most out of life please give us a call at (602) 683-1000.

Account Type Checking Plus   Young Adult Checking   Teen Checking3  
Minimum Opening Deposit $20   $20   $0  
Minimum Balance $0   $0   $0  
Monthly Service Fee $3
Waived with 10+ qualifying transactions2
  None   None  

Explore Checking Accounts

Everything you’d expect in a great checking account and a whole lot more, like monthly dividends and ID Protect™.

We can even instantly issue your Visa® debit card at the branch – so you have access to the funds in your account immediately.

Prefer a more personal touch?

Stop by one of our branch locations or schedule an appointment to open your account today!

For young adults 18-20 years old – all the same great benefits of our Checking Plus Account, with no monthly service fee.

To open a Young Adult Checking Account, stop by one of our branch locations, schedule an appointment or open an account online.

Start your financial journey with a Teen Checking Account for members 13-17 years old.

To open a Teen Checking Account, stop by one of our branch locations or schedule an appointment.

1 You understand and agree that the USA PATRIOT Act of 2001 obligates all persons seeking to open an account to fully comply with the identity verification requirements of the Bank Secrecy Act, as amended from time to time. Transactions to/from any accounts may be limited until ID verification of all applicable persons is completed.

2 Qualifying transactions to waive $3 monthly Checking Plus fee include debit/credit card purchases, ACH deposits and withdrawals (e.g., direct deposit, automatic bill pay), and checks written and cleared from your account.

3 Teen Accounts are not eligible for online account opening; stop by a branch to open your account.