A Share Certificate from Arizona Financial Keeps Your Money Safe & Secure
Choose terms ranging from 6 months to 5 years. Select the term that works best with your financial goals!
Your earnings are guaranteed as long as your funds remain for the full term you select.
With as little as $1,000, you can open an Arizona Financial Certificate Account and enjoy a risk-free investment.
Your funds are federally insured up to at least $250,000 per depositor.
Schedule an Appointment
Schedule an appointment at one of our local branches to open your account.
What is a Certificate of Deposit?
A Certificate of Deposit is a type of savings option that is guaranteed to offer a fixed rate for a fixed term.
Our high-yield Certificates of Deposit offer terms of 9 or 11 months. Once the term has ended, you can withdraw your funds on the maturity date or reinvest them in a new Certificate or other savings product.
Our high-yield Certificates of Deposit are a great way to invest your savings without any additional risk. Plus, your deposits are federally insured up to $250,000 by the National Credit Union Administration.
Visit a local branch to take advantage of this no-risk rate.
Build Your Emergency Fund
Enjoy higher guaranteed dividends as you save three to six months of your expenses.
Give a Gift
Open a Certificate for a child or grandchild and teach the importance of saving.
Save For Retirement
Diversify your savings and investments to ensure you have accessible money.
Rainy Day Fund
Stash some extra cash and watch it grow! You'll be ready for the unexpected.
I have been a member since I was 16 years old! I've had several auto loans, credit cards, savings accounts, and CDs. Everything I have needed is here!
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How Much Will I Need To Save For Retirement?
Start planning now to ensure you are able to maintain your lifestyle and retire at your desired age.Calculate Your Growth
Is my money insured?
Your funds are federally insured up to $250,000 per depositor by the National Credit Union Administration (NCUA). Visit the NCUA website to access the NCUA's FAQs and Share Insurance Estimator.
Is there a penalty for closing a CD account early?
If you wish to withdraw the funds in your Certificate prior to the end of the term, Arizona Financial may charge a penalty amount equal to 90 days of dividends for terms of 12 months or less, 180 days of dividends for terms of 18 to 48 months, and 270 days of dividends for terms of 60 months.
Do you offer CDs at any other terms besides 9 and 11 months?
Yes, we sure do! For more information about our other Certificates of Deposit, including current rates and terms, visit our Certificates page.
CD Account Resources
Is this a Good Time to Open a CD?
With recent reports showing inflation cooling, and with dividend rates higher than ever, this can be a great economic climate for opening a certificate. Find out why CDs are a solid choice for your financial goals.Read More
What are the Benefits of a CD Ladder?
While Certificates of Deposit can offer a reliable source of income for a set period, they may present some flexibility issues. Learn how a CD ladder can help overcome that concern.Read More
CDs - A Different Breed of Diversification
Certificates of deposit (CDs) allow you to earn a good return on your money while keeping it accessible for use for major expenses. Learn about common diversification strategies to get the most out of your investment and reach your goals faster.Read More