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FREE CHECKING
+ $300 BONUS
Want to score some cash2? (Hint: you do!) Open a Free Checking Account1 with us today!
Home of The Card That Gives Back
When you open a Free Checking Account1 with Arizona Financial, you can count on 24/7 easy mobile banking, no monthly service fee, access to nearly 30,000 surcharge-free ATMs nationwide, and we'll even give you a $300 bonus2! Get the card that gives back when you open your account now.

Free really does mean free at Arizona Financial. That's why there's no monthly service fee when you open our Free Checking Account.1
Stand out from the crowd with the iconic debit card design that is built to give back with every purchase.
Receive your new Arizona Financial Visa® debit card on-the-spot at any branch location so you have access to the funds in your account immediately.
With Card Controls in online and mobile banking you can easily switch your debit card on or off. You can also limit where and how your card is used.
Free Checking Benefits:
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Built-In Security Features & Tools
You get built-in security features and access to money management tools to help with budgeting and spending.
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Convenient Access
Easily pay or send money with Zelle and access your account at 30,000 surcharge-free ATMs nationwide.
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Debit Cards That Do Good
Every time you use your Local Causes debit card, we'll make a donation to help support local nonprofits!
Open Your Free Checking Account
The Card That Gives Back:
How It Works

Each year we provide grants to local nonprofits from our Local Causes debit card giveback program.
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You Make a Purchase
When you make a purchase with your Local Causes debit card, the card that gives back goes into action.
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We Allocate Money
Every Local Causes debit card purchase generates interchange income – a portion of which is set aside in a community fund.
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Grants Awarded
Twice a year money from the community fund is distributed as grants to eligible Arizona nonprofit organizations.
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$200,000 & Counting
Since 2020, Arizona Financial has distributed more than $200,000 in grants. The more our members use the card, the more good we can do in the community.
Frequently Asked Questions
Do I have to have a checking account to get a debit card?
Yes, once you open your checking account you can select your card design to support the local organization of your choice.
How long does it take to get my debit card?
If you open your account at a branch, we provide instant issuance of your debit card so you can head out the door with your card in hand. If you open your account online, your card will be mailed to you in 7 to 10 business days.
How do I activate my debit card?
You can activate your debit card by calling 866-599-5615 or visit ArizonaFinancial.org/Activate.
How do I order a new debit card?
To order a replacement card, call 602-683-1000 or send us a secure email via online banking. You may also visit one of our branch locations for an instantly issued card.
If your card is lost, stolen, or has unauthorized charges, please call 1-866-599-5615 to block your card.