Mortgage Options
that make home ownership a reality

Qualified buyers can receive up to $1,500 in closing cost assistance, down payment assistance programs and more when you work with us! 

You've got plans for your future.
We have the tools to get you there.

At Arizona Financial, we understand the process of buying your first home can be both exciting and overwhelming. That's why we've created the ultimate first-time homebuyer guide to help you navigate through this journey with confidence.

Once you're ready, our dedicated team of mortgage professionals are here to provide you with expert advice and guidance throughout the entire home-buying process. From determining your budget to understanding the fine print, we'll be with you every step of the way.

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First-Time Homebuyer Incentives

When you buy a home with Arizona Financial, you may qualify for the following incentives: 

  • Down payment assistance programs
  • Up to $1,500 in closing cost assistance

1 Down payment assistance programs are provided through Home Plus AZ. Products offered Home Plus are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union. Home Plus AZ is a third-party that works with the credit union. Home Plus AZ is not associated with Arizona Financial Credit Union.

Closing cost assistance may be available for qualified buyers. Arizona Financial reserves the right to end or modify this offer at any time. 

3  Must be a first-time homebuyer as defined by Secondary Market Guidelines. Purchase of 1-unit primary residences only. Income limits may apply based on program guidelines/and or restrictions. All loans are subject to credit and property approval. $1500 can be used towards closing cost and prepaids only.

SEE HOW MUCH HOUSE YOU CAN AFFORD

Mortgage Calculator

Explore the possibilities with our mortgage calculator and see how affordable homeownership can be! Don’t forget to email yourself the results!

  • Our Team Can Help
    Our loan originators are here to guide you through your home buying journey and reduce the stress so you can enjoy the process. Contact one of our mortgage experts!
  • Apply Online
    When you're ready to get prequalified, apply at a time and place that works for you 24/7 with our simple online application.

Your actual term and payment will be provided upon acceptance of an Arizona Financial loan. This calculator is for informational purposes only and its use does not guarantee an extension of credit.

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Be Prepared, Confident &
A Step Ahead!

Don't let the uncertainties of the home buying process hold you back. Our First-Time Homebuyer Guide is here to empower you with the knowledge and resources you need to make owning a home a reality. Download your FREE copy today and take the first confident step toward owning your own home.
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Expert's Guide to

Unlocking Home Ownership in Arizona

Inside the Guide

Download our in-depth Homebuyer Guide for a start-to-finish blueprint for financing your dream home.

  • How to get prequalified
  • Considerations when choosing a loan
  • Understanding the process as a whole

 

Our team of experts will help you from start to finish!

At Arizona Financial, our local experts will guide you through the mortgage loan process.
 
New Mortgage, Lot or Construction Loan: Apply Now  or Contact a Loan Originator
Home Equity Loan or Line of Credit: Call 602-683-1000 or visit one of our branches.