Some banks take money just to keep your account open. Prepaid cards add fees when you load or don’t use them. Azpire lets you bank with no monthly fees and no balance rules.
Had a bank account shut down or rejected? That doesn’t have to stop you from moving forward. Azpire gives you a second chance with tools that make banking easier.
Second Chance Checking lets you use your phone to check your account, manage your card, and keep an eye on your money. It makes everyday banking simple and gives you more control over where your money goes.
Open today and we'll give you up to $3001 bonus! Make sure to use promo code AZPIRE.
Arizona Financial Foundation is proud to enrich the community through ongoing investments, partnerships and philanthropic commitments. If your nonprofit organization supports one of our four pillars, we may be able to help.
To be considered for a donation from the Arizona Financial Community Fund, please learn more about our sponsorship program and submit a sponsorship request.
Free up some cash anytime of year! You may be able to skip your loan or credit card payment one time every 12 months.
Learn MoreConsider the tool your free, personal financial management guide that makes it easy to take control of your finances.
Check it outArizona Financial offers an expanded suite of business services to enhance and simplify your operations.
Learn MoreDetermine the amount of time it will take to pay off your credit card balance based on your monthly payment.
Start CalculatingOur FREE Money Talks Guide can help you introduce basic financial topics to kids no matter their age.
DownloadBanking at your fingertips and on your schedule, wherever your day may take you.
Learn MoreSecond chance checking helps you get back on track after missed payments, overdrafts, or a closed account. You get a real bank account with no monthly fees and fewer barriers.
You get everything you need, like bill pay, mobile check deposits, debit card access, and direct deposit, all in one place.
Azpire gives you tools and support to manage your money and move forward with confidence.
Skip monthly service fees2 and avoid balance requirements. Stay in control of your money with clear terms and no surprises to worry about.
Use the app to deposit checks by taking a photo. Complete the process from home, work, or any location with mobile access.3
Set up one-time or recurring bill payments for rent, utilities, and more. Avoid mailing checks or paying extra fees for money orders.
Access your account anytime with your phone or computer. Check your balance, send payments, transfer funds, and manage your money on your schedule.
Withdraw cash with no ATM surcharge fees at over 30,000 locations nationwide. Use your app to find the closest participating ATM anytime.
Use the mobile app to lock your card when it goes missing and unlock it right away once you find it. Manage card access instantly with just a few taps in the app.
A debit or credit card to make the $20 account opening deposit.
A valid driver's license, state ID card, or passport. This just helps us confirm your identity and anyone else on the account when you open it.
Details to help you get through your verification questions.
Make sure to use promo code AZPIRE when opening the account to get up to $3001
If you don’t have a checking account, you might have to rely on check-cashing stores or money orders. Why spend money for something you can have for free with Azpire?
Azpire helps you avoid those unnecessary fees. You gain access to secure, flexible banking tools that keep your money within reach.
Not every account helps you move forward. Here’s what to ask when you compare your options:
Some banks take money just to keep your account open. Prepaid cards add fees when you load or don’t use them. Azpire lets you bank with no monthly fees and no balance rules.
Apps like Cash App and Venmo let you send money, but they don't give you full banking features or free ATMs. Azpire gives you mobile access and connects you to over 30,000 ATMs across the country.
Starbucks cards and digital wallets don’t give you real budgeting tools. Azpire helps you track your spending and build better habits right in the app.
Swing by one of our branches. Our staff will help you get your account set up.
Anyone who has dealt with banking challenges like unpaid fees or account closures can use this account to start fresh and stay in control.
Not directly. It does not affect your credit score, but using it responsibly shows banks you can manage money well. That can lead to better account options in the future.
No. Azpire has no monthly service fees and no minimum balance. Keep more of your money and avoid extra charges.
Yes. You can get your paycheck through direct deposit and pay bills online or through the app. No need for money orders or mailed checks.
All you need is a valid ID, a debit or credit card for the $20 opening deposit, and answers to a few security questions.
You could qualify for an upgrade. That means more features like early paydays and extra protection with Premier Checking.
(1) Bonus Offer Information: To qualify for $300 bonus, you must:
You can qualify for a lesser bonus amount with the following criteria:
Eligibility: Must be 18 years of age or older and a brand new member with no existing primary account relationships with Arizona Financial. Current joint account owners may qualify by opening a new account as the primary member/owner. Former members may qualify as a new member if previous accounts were closed 12 or more months prior to new open date. Must meet membership eligibility requirements and present a valid promotional code at time of account opening.
Important Information: Direct deposit must be an electronic deposit of your paycheck, investment account, pension, or government benefits (such as Social Security) from your employer or government agency. Person to Person payments (such as Zelle, Venmo or PayPal) are not considered direct deposit. Bonus will be deposited to your consumer checking account approximately 75 days after account opening if all requirements are met and member is in good standing at time of payout. All bonuses are considered income and may be reported on IRS Form 1099-MISC. This promotion cannot be combined with any other offers. Limit one new member bonus per person. Business, indirect borrower, fiduciary, and voting accounts do not qualify. Terms and conditions subject to change without notice. Offer may expire at any time.
Account Closure: If the checking account is closed by the member or Arizona Financial Credit Union within 6 months after opening, the bonus amount will be deducted from the account at closing.
(2) FREE CHECKING: No monthly service fees. Fees may apply for certain account services, including stop payment fees, non-sufficient funds fees, out-of-network ATM fees, and overdraft privilege services. Minimum opening deposit of $20. No minimum balance required after opening. For current fee schedule, visit ArizonaFinancial.org/Disclosures..
(3) To qualify for mobile deposit, you must: