Cruise into Summer Adventures: Arizona Financial Recreational Loans

Are you ready to embark on unforgettable summer adventures? Whether you're dreaming of getting out on the water or exploring the great outdoors in an RV, motorcycle, ATV, or UTV, Arizona Financial has you covered with our lower rates and flexible financing options. Get ready to make waves and create lasting memories with our recreational loans!

Summer activities await!

With a recreational loan from Arizona Financial, the possibilities for summer fun are endless. Spend weekends out on the water in a boat or jet ski, or head out on the road on a motorcycle, RV, ATV, or UTV.

Boat loans for smooth sailing

Picture yourself gliding across serene waters, the wind in your hair and the sun on your face. With Arizona Financial's boat loans, that dream can become a reality.

Whether you're purchasing a new or used boat, we offer competitive interest rates and flexible terms to fit your budget. Plus, our simple application process makes securing financing a breeze.

RV, ATV, UTV loans

If you prefer land-based adventures, our RV, ATV, and UTV loans can help you make the most of the great outdoors. Explore national parks, go off-roading in the desert, or embark on a cross-country road trip in the comfort of your own RV. 

Whatever your summer plans may entail, Arizona Financial is here to help you make them a reality.

Explore your options

Interested in financing an RV, ATV, or UTV? Visit our RV loan information page to discover more about our flexible financing options and competitive rates.

For information on motorcycle financing, visit our Motorcycle loan information page. 

How are these loans different?

Recreational loans are similar to other types of loans, but terms may be longer for purchasing boats and RVs. Here's how they typically work:

• Application process: Just like any other loan, you apply for a boat or RV loan through a bank, credit union, or specialized lender. The application process involves providing information about your income, employment, credit history, and the details of the boat or RV you intend to purchase.
• Loan approval: The lender will review your application, credit score, and financial situation to determine whether to approve your loan and at what interest rate.
• Interest rates and terms: Interest rates for boat and RV loans can vary depending on factors like your credit score, the loan amount, the length of the loan term, and the age of the boat or RV. Generally, interest rates for boat and RV loans tend to be higher than those for traditional home or auto loans.
• Loan terms: Typically, boat and RV loans have terms ranging from 5 to 20 years but vary depending on the lender. Longer terms usually mean lower monthly payments but more interest paid over the life of the loan.
• Down payment: You may need to make a down payment when you purchase a boat or RV. The amount required can vary, but it's usually a percentage of the purchase price. A larger down payment can reduce the loan amount and monthly payments.
• Insurance: Lenders often require you to have insurance on the boat or RV to protect their investment. Insurance requirements can vary, but they typically include coverage for damage, theft, and liability.

And remember: always make sure you understand the terms and conditions of the loan before signing anything.

Don't let another summer pass you by without experiencing the thrill of the open water or the freedom of the open road. With Arizona Financial’s recreational loans, you can head out on your next adventure with confidence.

Ready to get started? Apply online today, give us a call at 602-683-1000 or stop by one of our branch locations for assistance.  Let's make this summer one to remember!