Your membership with Arizona Financial offers much more than everyday checking and savings. Explore some of the benefits and services your membership includes that make banking easier, help you save money and support your financial goals.
One of the most helpful benefits for newer members is access to the CO-OP Shared Branch and ATM network. That means you can conduct many everyday transactions at participating credit union branches in Phoenix and across the country, even when you are not near an Arizona Financial branch.
Members also have access to more than 39,000 surcharge-free ATMs nationwide through the CO-OP network, including nearly 2,000 ATM locations at Target stores nationwide. This gives members a convenient way to bank when traveling, commuting or living outside of your usual branch area.
Helpful tip: Before visiting a shared branch or ATM, check the locator to confirm participating locations, available services and any transaction requirements.
Buying a vehicle can feel overwhelming, especially if you're comparing prices, researching dealers and trying to understand financing options at the same time.
Arizona Financial members can connect with the car buying experts at Members Auto Center, who can help you search for a new or used vehicle, negotiate pricing, and handle all the paperwork.
Loan rate discount
Even better, members may be eligible for a 0.25% loan rate discount when they purchase a car through Members Auto Center and finance the vehicle with Arizona Financial.
It is a simple way to make your membership work harder during one of life’s bigger purchases.
Our Loyalty Rewards & Relationship Discounts program offers valuable loan rate discounts and fee waivers – and is another benefit newer members may want to explore.
Depending on the program details and qualifying activity, rewards can add extra value to everyday banking by recognizing the ways you use your membership. If you're already using your account regularly, it's worth checking whether you are taking full advantage of available rewards.
Online and mobile banking can help you keep your accounts organized without making an extra trip to a branch. Our members can use digital banking tools to check balances, transfer money, deposit checks, make payments and monitor account activity.
Tools like Card Controls, alerts and money management features can also help you stay on top of spending and quickly spot anything unusual.
Plus, you can send and receive money instantly with Zelle available in online and mobile banking.
As a member, you also have access to resources that can help you protect your money and personal information. From scam awareness tips to card alerts and account monitoring tools, taking a few minutes to set up security features can make a big difference.
Identity theft protection & credit monitoring
Arizona Financial members with select checking accounts have free access to Identity Protection Services that offer credit monitoring, fraud reimbursement and dark web monitoring.
Arizona Financial offers access to insurance services that can help members review coverage options for needs like auto, home and other everyday protection. For newer members, this can be a good opportunity to talk to our insurance specialist and compare coverage.
Ask for a free insurance reviews (auto, home, etc.) so you can be sure you have the right coverage at a fair price. Call 602-683-1045 or get an online quote at ArizonaFinancial.org/Insurance
Whether you are just starting to save for the future, preparing for retirement or trying to make sense of your options, our Investment Services (offered through Osaic Institutions Inc.1 ) can help you take the next step with more confidence.
Investments are not one-size-fits-all, so it can be helpful to talk through your goals, timeline and comfort with risk before making decisions.
Download the mobile banking app and set up account alerts.
Find nearby CO-OP shared branches & surcharge-free ATMs before you need them.
Review your debit and credit card settings, including alerts and Card Controls.
Ask about Loyalty Rewards & Relationship Discounts, and how to qualify.
Explore Car Buying Services before shopping for your next vehicle.
Request an insurance review to compare your current coverage.
Consider a conversation about investment services1 if you are planning for long-term goals.
Bookmark the Member Resource Center for quick help with common account questions.
Joining Arizona Financial is more than opening an account. It is gaining access to a local credit union, nationwide convenience and helpful services that can support you through everyday banking and major milestones.
1 Investment and insurance products and services are offered through Osaic Institutions Inc. Arizona Financial Investment Solutions is a trade name of Arizona Financial Credit Union. Osaic Institutions and Arizona Financial Credit Union are not affiliated. Products and services made available through Osaic Institutions are not insured by the NCUA or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any credit union or credit union affiliate. These products are subject to investment risk, including the possible loss of value.